Your all-in fees on this account look higher than typical for portfolios your size.

This advisor doesn’t appear to be legally required to put your interests first.

There are better ways to connect this account so we can pull more complete data.

One of your holdings is down a lot versus where you bought it.

This fund ranks in the bottom 25% of its peer group over the period we checked.

We’re not getting fresh data from this account right now.

Some cash is sitting idle instead of earning interest.

Your checking account is racking up frequent fees.

Your checking account has had overdrafts recently.

This fund behaves a lot like an index, but charges active-management fees.

Your portfolio is heavily tilted toward one sector.

This account has been lagging its benchmark for a while.

This advisor’s clients have been seeing persistent underperformance.

This group of accounts has been consistently underperforming.

Your overall portfolio has been persistently underperforming relative to peers.

This provider’s products have been consistently underperforming.

Income from this holding/account dropped noticeably.

You have a lot of bond exposure concentrated in one maturity “duration” range.

An early withdrawal may trigger penalties or taxes.

There’s more cash in this advisor-managed account than we’d expect.

This fund is holding a lot of cash, which can drag returns.

Commissions on recent trades look unusually high.

Your portfolio is very concentrated in U.S. stocks.

We found cash parked inside investments where it’s easy to miss.

You hold many tiny positions that add complexity without impact.

You’ve realized a lot of losses recently, which may signal stress or churn.

Withdrawals are running high and may be hurting long-term growth.

Your portfolio may be taking more risk than your goals suggest.

Your portfolio may be taking less risk than needed to meet your goals.

Overall risk looks higher than we’d expect for your profile.

A fund you own raised its expense ratio.

Some funds you own hold lower-quality (riskier) bonds.

You hold individual bonds with lower credit quality.

You have exposure to banks with weaker credit ratings.

A leveraged product has been held longer than is usually recommended.

We detected fees that don’t always show up clearly in statements.

You have meaningful exposure to bonds issued outside the U.S.

You hold a large position in a single foreign company.

Your credit card balance has been steadily increasing.

A single investment or theme makes up too much of your portfolio.

Fees look high given the size of this portfolio.

Your debts are high relative to your assets.

A large share of your holdings are penny or OTC stocks.

Some of your funds look expensive compared with similar options.

A lot of your assets are tied to one provider.

Trading activity is high, which can raise taxes and costs.

One of your bonds is nearing maturity.

Your portfolio is heavily concentrated in one industry.

A large portion of your portfolio is invested internationally.

This advisor/provider has many older disclosures on record.

A recent large withdrawal could impact your plan or taxes.

This checking account balance is consistently low.

Your portfolio’s ESG score looks low relative to peers.

This provider gives limited visibility into holdings/fees.

Your money market fund yield is low compared to alternatives.

Your savings account yield is low compared to alternatives.

You have a meaningful concentration in micro-cap stocks.

There may be a better advisor relationship for this account, but none is linked.

A wrap-fee account is missing a listed advisor.

We don’t have cost-basis data for some holdings, so gains may be unclear.

We noticed mortgage payments that look higher or more frequent than expected.

This holding had a sharp one-day drop worth reviewing.

This holding had a sharp one-month drop worth reviewing.

This holding had a sharp one-week drop worth reviewing.

A penny-stock trade can be risky and hard to sell quickly.

Cash has been uninvested long enough to noticeably drag returns.

Your overall portfolio fees look higher than industry norms.

One position is down enough to be a meaningful drag.

Trading activity may be high enough to suggest churning.

You may be paying an ongoing fee without receiving ongoing service.

Two or more target-date funds may overlap, reducing diversification.

A recent trade may create a wash-sale tax issue.

Preferred stocks make up a large share of your portfolio.

There are recent disclosures involving civil bond matters.

There are recent civil disclosures on record.

There are recent criminal disclosures on record.

There are recent customer complaints on record.

There are recent disclosures about employment separation.

There are recent financial disclosures on record.

There are recent investigation disclosures on record.

There are recent judgment or lien disclosures on record.

This fund/provider recently changed its manager.

There are recent regulatory disclosures on record.

We detected a retirement account that may need a quick health check.

This trade looks riskier than your usual pattern or profile.

This savings account has unusually frequent withdrawals.

There were recent large withdrawals from this savings account.

An A-share fund was bought and sold quickly, which can be costly.

Your portfolio may be building a sizable tax bill.

You have heavy bond exposure to a single issuer.

A big share of spending is concentrated in one category.

Holdings data for this account may be outdated.

This stock faces elevated price risk or volatility.

Some holdings show big unrealized gains that may be hard to sell tax-efficiently.

Tax-advantaged funds are sitting in a taxable account where benefits are muted.

Your top stock holdings make up a large portion of the portfolio.

This fund ranks in the top 25% of its peer group over the period we checked.

This account is underperforming its benchmark.

This advisor’s clients are underperforming relative to peers.

This group of accounts is underperforming.

Your overall portfolio is underperforming.

This provider’s products are underperforming.

Distributions were paid out but not reinvested, leaving cash idle.

A holding may no longer meet exchange listing standards.

You may have unrealized losses that could be harvested for tax benefits.

An account offers tax benefits you’re not currently using.