Wealth management and asset management, explained

Industry-first scoring system strengthens advisor-client relationships through transparent portfolio diagnostics for investors managing $350M+ in assets

PRINCETON, NJ, UNITED STATES, May 1, 2025 /EINPresswire.com/ -- Truthifi, the world's first investment monitoring app, is proud to announce the launch of The Truthifi Financial Health Score, a groundbreaking assessment system that transforms complex portfolio analysis into clear, actionable insights. This industry-first innovation strengthens advisor-client relationships by providing shared understanding of portfolio health across five critical dimensions, enabling true collaboration between investors and their financial professionals.

The Truthifi Financial Health Score represents a fundamental shift in how investors and advisors work together. Rather than replacing human expertise with algorithms, the platform amplifies advisor impact by providing clear, data-driven insights that facilitate better conversations and more informed decision-making. Serving a growing user base managing over $350 million in assets across 18,000+ financial institutions—including accounts at Vanguard, Fidelity, Charles Schwab, Merrill Lynch, Morgan Stanley, TD Ameritrade, E*TRADE, and emerging platforms like Robinhood, Wealthfront, and Betterment—Truthifi leverages military-grade AES-256 encryption and enterprise-grade infrastructure to deliver institutional-quality analytics through an intuitive interface that enhances rather than replaces the advisor relationship.

"The opportunity in financial services right now is to build better relationships through better information," said Scott Blandford, CEO of Truthifi. "With The Truthifi Financial Health Score, we're creating a foundation for genuine collaboration—investors get the clarity they deserve, advisors can demonstrate their expertise more effectively, and everyone benefits from transparent communication. When all parties have access to the same insights, we naturally move toward better outcomes together."

The Truthifi Financial Health Score synthesizes Truthifi's proprietary 75+ portfolio diagnostics across five critical assessment areas. Performance tracking measures risk-adjusted returns against personalized benchmarks, revealing how portfolios generate value relative to individual goals and market conditions. Diversification scoring evaluates multi-dimensional risk across correlation, concentration, and geographic exposure, identifying vulnerabilities that may not be apparent from traditional asset allocation views. Balance sheet strength assessment examines liquidity positions, and overall asset quality to determine financial resilience. Value of advice measurement provides transparent analysis of advisor contribution relative to fees and market performance, helping investors and advisors maintain proper alignment.

The platform's analytics engine processes sophisticated calculations used by institutional portfolio managers while presenting insights through clear visual indicators that facilitate productive advisor-client dialogue. The Truthifi Financial Health Score incorporates real-time market data, historical performance patterns, and personalized benchmarks based on individual circumstances, continuously updating as conditions evolve. The system enables investors to ask better questions and advisors to provide more targeted guidance, creating collaborative relationships built on shared understanding rather than information asymmetry.

"Great financial planning has always been about asking the right questions and having productive conversations," Blandford explained. "The Truthifi Financial Health Score simply makes those conversations more informed and more productive. Investors gain the clarity they need to be genuine partners in the planning process, while advisors get tools that showcase the sophisticated work they do. That's technology serving its proper role—amplifying human expertise rather than replacing it."

Unlike platforms that generate revenue through product sales or embedded advice fees, Truthifi operates on a transparent subscription model with no conflicts of interest. This structure ensures The Truthifi Financial Health Score serves the investor-advisor relationship exclusively, whether clients hold accounts at traditional institutions like Raymond James, Edward Jones, LPL Financial, Ameriprise Financial, or modern platforms like Ally Invest and M1 Finance. The platform includes educational components that build financial literacy while respecting the value of professional guidance, with clear explanations of each scoring dimension that facilitate informed conversations rather than replacing expert advice.

The Truthifi Financial Health Score addresses a critical challenge in modern wealth management: the complex web of financial relationships that makes it difficult for investors to understand their financial health while simultaneously making it harder for advisors to demonstrate their value. By providing transparent insights accessible to both parties, the platform enables collaborative decision-making that strengthens trust and alignment.

The platform's enterprise-grade infrastructure currently monitors over $350 million in assets across 18,000+ supported financial institutions, maintaining read-only data connections that ensure maximum security without compromising analytical capabilities. The Truthifi Financial Health Score seamlessly integrates with accounts at major institutions including Vanguard, Fidelity Investments, Charles Schwab, Merrill Lynch, Morgan Stanley, TD Ameritrade, E*TRADE, Interactive Brokers, Goldman Sachs, UBS, Wells Fargo Advisors, JPMorgan Chase, Bank of America, as well as modern platforms like Robinhood, Wealthfront and Betterment. The scoring system processes real-time data feeds from these providers that enable continuous assessment, supporting proactive rather than reactive financial management across the full spectrum of investment relationships.

The Truthifi Financial Health Score represents Truthifi's commitment to solving the wealth management industry's fundamental agency problem through collaborative transparency rather than competitive disruption. Early users report that the platform strengthens their relationships with financial advisors by providing shared language and clear metrics for discussing portfolio health and planning priorities. Advisors appreciate tools that demonstrate their value while enabling them to serve clients more effectively.

"We're seeing a remarkable moment in wealth management where technology can finally enable the kind of transparency and collaboration that benefits everyone," concluded Blandford. "The Truthifi Financial Health Score is designed for this new era—where investors have genuine clarity about their financial health, advisors can demonstrate the real value they deliver, and the industry evolves through innovation that creates shared success. This is how we build sustainable growth and lasting relationships."

About Truthifi

Truthifi is a cutting-edge financial technology company dedicated to empowering individual investors with innovative tools that simplify portfolio management, enhance financial transparency, and drive smarter investment decisions. Through user-friendly, data-driven solutions, Truthifi is revolutionizing the way investors interact with their wealth. Currently monitoring over $350 million in assets across 18,000+ supported institutions with military-grade security, Truthifi serves investors who want clarity, advisors who want distinction, and an industry that needs trust. The company is headquartered in Princeton, New Jersey.

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