The AI-native wealth intelligence platform closes the gap between investment tracking and spending visibility, giving investors and advisors a unified view as a Mint alternative with investment tracking built in.
"Investments are only half the equation. Where your money goes matters just as much as where it grows." — Scott Blandford, CEO and Founder of Truthifi
PRINCETON, NJ, UNITED STATES, February 15, 2026 /EINPresswire.com/ -- Truthifi, the AI-native wealth intelligence platform, today launched Spending Analysis, a new module that tracks spending and investments together across every connected account. The feature categorizes transactions across more than twenty spending categories and surfaces period-over-period trends alongside portfolio health data, addressing a persistent blind spot in personal finance and wealth management. Investment platforms show where money sits, budgeting apps show where money goes, and advisors are left without a cross-account spending view of the households they serve. For the millions of consumers still searching for a Mint alternative after its 2024 shutdown — and for advisors seeking complete household cash flow visibility — Spending Analysis delivers inside the same platform already monitoring over $850M in invested assets.
The module pulls data from all linked accounts — brokerage, banking, and credit — into a single cross-account spending view. Period-over-period comparisons surface dollar and percentage changes, while category-level trend data reveals spending patterns over time across areas like housing, childcare, charitable giving, and financial services fees. AI-powered classification sorts each transaction automatically, and a filterable transaction history lets users drill into individual expenses across all connected accounts. For advisors and firms evaluating held-away asset opportunities, this spending layer adds a critical dimension: understanding not just what a household owns, but how it spends — and whether that spending is sustainable.
What sets the module apart is its investment-sourced spending metric — a figure showing exactly how much spending originated from investment accounts. For anyone approaching or in retirement, this answers the question "how much am I spending from investments" in real dollars, not estimates. For advisors managing drawdown strategies, it functions as a retirement spending tracker that quantifies distribution behavior across a client's full household picture. Combined with cross-account cash flow monitoring and category-level trends, the feature turns raw transaction data into a spending analysis tool that supports sustainable drawdown monitoring, financial planning conversations, and proactive client engagement.
"We've monitored over $850 million in investments, but investments are only half the equation. Where your money goes matters just as much as where it grows. Spending Analysis brings both sides into one view — every connected account, with the ability to see exactly how much you're drawing from investments. For someone approaching retirement, that might be the most important number on the entire platform. And for advisors, it's the spending context they've never had across the full household," said Scott Blandford, CEO and Founder of Truthifi.
Mint's 2024 shutdown left millions of users without a home for their spending data, and most alternatives force a choice: budget or invest, not both. Truthifi eliminates that trade-off. Spending Analysis integrates directly with the platform's existing Financial Health Score, 100+ wellness checks, and Actions module — meaning spending anomalies can trigger health alerts, and next-step suggestions already include action categories tied to real data. For wealth management firms, broker-dealers, and RIAs evaluating client engagement tools, this integration means spending intelligence is embedded in the same monitoring infrastructure used for portfolio health — not bolted on from a separate app. With 18,000+ supported institutions and cross-account aggregation already in place, Spending Analysis extends Truthifi's monitoring from portfolio composition to complete household cash flow — covering both where money grows and where it goes.
About Truthifi
Truthifi is an AI-native wealth intelligence platform that connects to 18,000+ financial institutions to give investors and advisors a complete, unbiased picture of their financial health. The platform runs 100+ wellness checks nightly, monitoring over $850M in assets with bank-grade encryption. Founded in Princeton, NJ, Truthifi serves investors who want clarity, advisors who want distinction, and an industry that needs trust — building the financial intelligence infrastructure for the agentic era. Learn more or check your financial health score.
Connect with Truthifi: LinkedIn: linkedin.com/company/truthifi Website: truthifi.com
Media Contact: Mike Young Truthifi, Inc. +1 609-751-0501 mike@truthifi.com truthifi.com
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Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always consult with a qualified financial advisor before making investment decisions.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Always consult with a qualified financial advisor before making investment decisions.