No commissions, no ads, no advice. This WE Family Offices profile draws only on public records, each linked so you can confirm it yourself.
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Check the SEC adviser record. Open the SEC's IAPD record for WE Family Offices (CRD #109869) and confirm its registration.
Read the filings. Review the Form ADV / Form CRS and any disclosure section linked from the IAPD page.
Confirm the entity. Match CRD #109869 / W.e. Family Offices so you're reading the right firm.
The short answer: is WE Family Offices a fiduciary?
Yes. As an SEC-registered, fee-only investment adviser, WE Family Offices owes you a fiduciary duty under the Advisers Act when it acts as your adviser. It isn't a broker-dealer. WE Family Offices is an SEC-registered investment adviser (CRD #109869) and reported $17.8 billion in regulatory assets under management according to its latest Form ADV (filed April 21, 2026), with 112 clients (Item 5.D). Because it's fee-only, it's paid by clients and earns no commissions on products. Its Form ADV (Item 5.E) lists how it is paid: a percentage of assets under management, fixed fees, and performance-based fees. It's all in the public filings. A few minutes is enough to confirm every line yourself.
Its Form ADV doesn't report a broker-dealer registration or a related broker-dealer, so the adviser's fiduciary standard is the one that applies to its advice.
What "fiduciary" means: a fiduciary is legally bound to place a client's interests above its own. (More on fiduciary duty)
WE Family Offices at a glance
✅ Verified from public filings, last checked October 5, 2026. WE Family Offices (SEC CRD #109869) is an SEC-registered, fee-only adviser that owes a fiduciary duty under the Advisers Act, with $17.8 billion in regulatory assets under management. Every figure below links to its primary source.
What | WE Family Offices | Source |
|---|---|---|
SEC CRD | #109869 | |
Registration | Registered investment adviser (RIA), not a broker-dealer | |
Registered since | February 14, 2001 (SEC) | |
Fiduciary? | Yes, as an SEC-registered adviser (fee-only RIA) | |
Fee model | Fee-only | Form ADV Item 5.E |
How it's paid | A percentage of assets under management, fixed fees, and performance-based fees | Form ADV Item 5.E |
Regulatory Assets Under Management | $17.8 billion (Form ADV filed April 21, 2026) | |
Clients / client accounts | 112 clients (Item 5.D); 112 accounts, 0 discretionary (Item 5.F) | |
Employees | 65 (35 in advisory roles) | |
Ownership | Parent-owned | |
Disclosures | Form ADV answers No to firm-level disciplinary questions | |
HQ | Coral Gables, FL |
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WE Family Offices fees: what you'll pay
WE Family Offices' fee mix has one detail worth slowing down for: performance-based fees. WE Family Offices is fee-only: according to its Form ADV (Item 5.E), it is paid by clients through a percentage of assets under management, fixed fees and performance-based fees, with no commissions. That structure avoids commission conflicts. Fee-only doesn't automatically mean low-cost. It means the cost is the advisory fee, stated plainly. (Fee-only financial advisor: costs and how to find one)
Fee-only means the firm is paid only by its clients, never by commissions on the products it recommends.
Performance-based fees change the incentive math. The SEC requires advisers to address the conflicts performance-based fees create in Form ADV Part 2A. Our take: before you sign, read the Part 2A section on performance-based fees and ask which accounts they apply to and how gains are measured. (Are you paying too much? Why that might be the wrong question)
Who owns WE Family Offices, and what conflicts does it disclose?
Ownership sits one level above the adviser. According to Schedule A of its Form ADV (2026), WE Family Offices is owned by W.E. Family Offices Holdings, LLC. (Form ADV Schedule A)
Its Form ADV Part 2A describes the firm's conflicts of interest, including how it and its advisers are paid. To compare how other firms are owned, browse the Truthifi /advisors hub.
WE Family Offices SEC record: disclosures
Complaint research starts with the firm's own regulatory filings. According to its Form ADV, WE Family Offices answers No to the firm-level disciplinary-history questions. You can confirm that on the public record. Individual advisers can have their own records, so look them up on IAPD and BrokerCheck too. Any WE Family Offices disclosures sit on the public record, not on anyone's characterization of them.
On the record, the firm has been registered with the SEC since February 14, 2001, makes notice filings in 3 jurisdictions, and reports 65 employees, 35 of them in investment advisory roles. Some people search "is WE Family Offices legit?" Registration is easy to confirm: it has a public CRD and public filings anyone can pull. Registration shows it's a real, regulated adviser, not that it's the right fit for you.
Reading WE Family Offices reviews against the public record
Star ratings and client comments describe what working with a firm felt like. They usually don't show what the firm reports to regulators. Before you weigh WE Family Offices reviews, check three things this profile takes from the public record. First, how the firm is paid: it reports being paid only by its clients and takes no commissions, which makes it fee-only. Second, who owns it and what conflicts it discloses. Third, whether its Form ADV reports any disciplinary history. Read reviews alongside the record, not instead of it.
How to verify WE Family Offices yourself
Prefer to confirm it firsthand? Three steps:
SEC adviser record (IAPD): https://adviserinfo.sec.gov/firm/summary/109869.
Form ADV / CRS: linked from the IAPD page.
Confirm the entity: match WE Family Offices (CRD #109869, legal name W.e. Family Offices) so you're reading the right firm.
What WE Family Offices does and who it serves
According to its Form ADV (2026), WE Family Offices reports providing financial planning, portfolio management for individuals and small businesses, and selection of other advisers.
It reports providing financial planning to 101 to 250 clients in its last fiscal year (Form ADV Item 5.H), a count the form keeps separate from the client totals below.
Its Form ADV (Item 5.D) breaks its clients down by type, 112 in all:
Client type | Clients | Assets managed |
|---|---|---|
High-net-worth individuals | 112 | $17.75 billion |
Item 5.F reports a different metric, client accounts, and lists 112 of them, 100% non-discretionary, meaning you approve trades. As filed, that works out to one account per client. Wealthy families often hold several accounts, so it's worth asking the firm how it counts them. Its main office is in Coral Gables, FL.
By our arithmetic, $17.75 billion across 112 clients averages roughly $158 million per client. At that scale, assets are often spread across trusts, entities and more than one custodian.
It reports it does not take custody of client assets: your money is held by a separate qualified custodian (such as a major brokerage), not the firm itself, as its Form ADV states.
Treat the next Form ADV amendment as a checkpoint. If the discretionary count moves off zero or the fee methods change, the relationship you signed up for has changed with it.
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Confirming the firm is the easy part. Seeing everything you hold is the valuable one.
Confirming WE Family Offices is registered takes a few minutes. Seeing the whole picture is harder: with no custody and no discretionary accounts, its clients hold assets at outside custodians and sign off on trades, so statements arrive from several places. The held-away retirement plan, a spouse's portfolio and the costs inside a fund show up scattered and unreconciled. This is where Truthifi comes in.
How Truthifi can help
Truthifi links your accounts read-only and shows what you own, how it's allocated, how it's performing and where the risk sits, including single-stock exposure, returns next to a benchmark, a fee breakdown of the fees on each account, by type, and your Truthifi Score. You can share the accounts you choose with your advisor at WE Family Offices.
Prefer your own AI? A paid Truthifi plan lets you connect an AI assistant that supports MCP sign-in, such as Claude. Truthifi Connect is the lighter membership for people who only want to use their own assistant. Questions about your fees need Monitoring or Monitoring Plus+.
Ask AI about your WE Family Offices accounts
Once your accounts are connected read-only, you can ask in plain English:
"What do I own across my WE Family Offices accounts and everything else, and how is it allocated?"
"What am I paying in fees across all of these accounts, including any performance-based fees?"
Try it with Truthifi: start for free at app.truthifi.com and run a Monitoring Checkup (limits apply).
No commissions, no ads, no advice: Truthifi is not an investment adviser and doesn't give investment, tax or legal advice. Its access to your bank and brokerage accounts is read-only. Start free (limits apply). Monitoring Checkup is free. Link up to 10 connections, per Truthifi platform data on current plans. Plans and limits are on the pricing page → truthifi.com.
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FAQ
Is WE Family Offices a fiduciary? Yes. It's a registered investment adviser (CRD #109869), so it owes a fiduciary duty when it advises you. Its Form ADV doesn't report a broker-dealer registration or a related broker-dealer.
Is WE Family Offices fee-only? Its Form ADV (Item 5.E) doesn't report commissions as compensation. It's paid by clients through a percentage of assets under management, fixed fees and performance-based fees. The fee schedule is in its Form ADV Part 2A.
Who owns WE Family Offices? WE Family Offices is owned by W.E. Family Offices Holdings, LLC, as listed in Schedule A of its Form ADV.
Does WE Family Offices have complaints or disclosures? Its Form ADV answers No to the firm-level disciplinary-history questions. Individual advisers can have their own records on IAPD and BrokerCheck.
Is WE Family Offices legit? WE Family Offices is registered with the SEC (CRD #109869) and its filings are public on the SEC's IAPD site, which confirms it is a real, regulated firm. Registration doesn't tell you whether it's the right fit or what you'll pay, so read the fee and conflict sections of its Form ADV.
Can AI help me check whether I'm getting good value? Yes. Start free (limits apply): Monitoring Checkup is free and lets you link up to 10 connections. You can also connect an AI assistant you already use (such as Claude). On Monitoring or Monitoring Plus+ you can ask it, in plain English, about the fees on each of your accounts. Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
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About this profile
Truthifi built this profile from the firm's own SEC filings (Form ADV and, where filed, Form CRS). Every page is reviewed by the Truthifi Team before publishing. The Truthifi advisor fact packs are an ongoing series checking U.S. investment advisers against their public filings, one firm at a time.
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A note on sources. The facts on this page come from publicly available documents, WE Family Offices' SEC filings, each linked inline so you can verify it yourself (SEC data current as of October 5, 2026). This is general information, not financial or legal advice, and Truthifi is not affiliated with WE Family Offices. Regulatory records change, so always confirm against the official sources linked above. Spot something that should be corrected? Email us at support@truthifi.com.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article’s publication date. Sources are linked throughout.