AI Prompts for Personal Finance

Most AI assistants give generic money advice because they can’t see your actual finances. These prompts change that — each one works from your real accounts through Truthifi, so you get answers about your own subscriptions, holdings, fees, and transactions instead of hypotheticals. Use them to audit recurring charges, map where your money is actually invested, prep for tax season or an advisor meeting, or model your path to financial independence. Every prompt is copy-paste ready and works across every account you’ve linked — no spreadsheets, no prompt engineering.

Connect your accounts — Link your banks, brokerages, and retirement accounts to Truthifi (read-only).
Connect your assistant — Add the Truthifi MCP to Claude, ChatGPT, or another compatible AI.
Paste a prompt — Copy any prompt below and run it; you get an answer built on your live data.

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Dashboard that reveals your subscription costs

Audit your subscriptions

Find what subscriptions you have—and what changed.

Subscriptions

Spending

Saving

Dashboard that compares your funds to others

Fund twin finder

Find cheaper alternatives to the ETFs and funds you already own

Investing

Fees

Performance

Country exposure map

An international diversification map that shows where your money is actually invested

Investing

Asset Allocation

Risk

Dashboard that explains your taxable investments

Tax prep dashboard

A tax prep dashboard that surfaces unrealized gains, losses, and harvesting opportunities before your 1099 arrives

Taxes

Investing

Cashflow

Dashboard that ranks the ethics of your spending

Conscious spend dashboard

A conscious spending tracker that shows what your transactions say about your values

Spending

Budgeting

Spotify-style story presentation of your financial life

Portfolio wrapped

A year-in-review that tells your investing story the way Spotify tells your listening one

Investing

Cashflow

Fees

Performance

Risk

Asset Allocation

Dashboard for helping you focus advisor meetings

Advisor prep sheet

An AI-powered briefing that prepares you for your next financial advisor meeting

Investing

Fees

Performance

Advisors

FIRE dashboard

An AI FIRE retirement calculator that models early retirement with your real balances

Investing

Asset Allocation

Retirement

Spreadsheet style dashboard for managing drift

Allocation drift dashboard

A portfolio rebalancing tool that tracks allocation drift across your real holdings

Investing

Asset Allocation

Risk

Reddit style roasting for your portfolio

Reddit portfolio roast

A portfolio roast that shows your investments the way the internet would

Investing

Performance

Asset Allocation

Want to hook AI up to your finances?

Try Truthifi for free.

Get started—it’s free

Want to hook AI up to your finances?

Try Truthifi for free.

Get started—it’s free

Want to hook AI up to your finances?

Try Truthifi for free.

Get started—it’s free

Frequently asked questions

Get started—it’s free

Do these prompts use my real financial data?

Yes. Once you connect your accounts to Truthifi, each prompt runs against your actual balances, holdings, transactions, and fees — not hypotheticals or a list you paste in.

Which AI assistants do they work with?

Any assistant that supports the Truthifi MCP, including Claude and ChatGPT. Copy a prompt, paste it into your connected assistant, and it pulls your live data to answer.

How do I get started?

Create a free Truthifi account, connect your bank, brokerage, and retirement accounts, then connect Truthifi to your AI assistant. After that, every prompt here works in one paste.

Is it safe to connect my accounts?

Connections are read-only and secured with bank-grade encryption. Truthifi monitors over $6 billion in assets across 18,000+ institutions; the assistant can read your data to answer, but can’t move money.

Do I need to know how to write prompts?

No. Every prompt is copy-paste ready and written to work as-is — paste it in and you get a structured answer or dashboard back.

What kinds of questions can I ask?

Anything grounded in your accounts: auditing subscriptions, mapping where your money is invested, checking fund fees and overlap, prepping for taxes or an advisor meeting, or modeling financial independence.

Is this financial advice?

No. The prompts surface and explain your own data; they don’t give personalized investment, tax, or legal advice. For decisions, talk to a qualified professional.

Frequently asked questions

Get started—it’s free

Do these prompts use my real financial data?

Yes. Once you connect your accounts to Truthifi, each prompt runs against your actual balances, holdings, transactions, and fees — not hypotheticals or a list you paste in.

Which AI assistants do they work with?

Any assistant that supports the Truthifi MCP, including Claude and ChatGPT. Copy a prompt, paste it into your connected assistant, and it pulls your live data to answer.

How do I get started?

Create a free Truthifi account, connect your bank, brokerage, and retirement accounts, then connect Truthifi to your AI assistant. After that, every prompt here works in one paste.

Is it safe to connect my accounts?

Do I need to know how to write prompts?

No. Every prompt is copy-paste ready and written to work as-is — paste it in and you get a structured answer or dashboard back.

What kinds of questions can I ask?

Is this financial advice?

No. The prompts surface and explain your own data; they don’t give personalized investment, tax, or legal advice. For decisions, talk to a qualified professional.

Frequently asked questions

Get started—it’s free

Do these prompts use my real financial data?

Yes. Once you connect your accounts to Truthifi, each prompt runs against your actual balances, holdings, transactions, and fees — not hypotheticals or a list you paste in.

Which AI assistants do they work with?

Any assistant that supports the Truthifi MCP, including Claude and ChatGPT. Copy a prompt, paste it into your connected assistant, and it pulls your live data to answer.

How do I get started?

Create a free Truthifi account, connect your bank, brokerage, and retirement accounts, then connect Truthifi to your AI assistant. After that, every prompt here works in one paste.

Is it safe to connect my accounts?

Do I need to know how to write prompts?

No. Every prompt is copy-paste ready and written to work as-is — paste it in and you get a structured answer or dashboard back.

What kinds of questions can I ask?

Is this financial advice?

No. The prompts surface and explain your own data; they don’t give personalized investment, tax, or legal advice. For decisions, talk to a qualified professional.

Stop living in spreadsheets.

Get started—it’s free

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