In this article
In this article
Find out where you stand.
Find out where you stand.
Find out where you stand.
Connect your accounts and unlock ways to save in minutes.
Connect your accounts and unlock ways to save in minutes.
⏱ 5-min setup
DCU members: this is the fastest way to connect your accounts to OpenClaw. Truthifi's read-only MCP connector lets OpenClaw see your DCU checking, savings, money market, and CD balances — without ever touching your credentials. Setup takes about 5 minutes. Looking for the full institutional background? See our Digital Federal Credit Union connection guide.
By Scott Blandford, Founder & CEO of Truthifi | Reviewed by Mike Young
Truthifi changes that. With an OpenClaw DCU connection using Truthifi, OpenClaw can see your live DCU portfolio data, balances, and transaction history. Truthifi rebuilds your historical data on connection: it fills gaps, corrects cost basis errors, and resolves ticker mismatches, so OpenClaw works with clean, normalized data from day one. All of this happens through a read-only MCP connector that never touches your credentials and cannot move money.
This guide walks you through setup (about 5 minutes), explains exactly what Truthifi allows and blocks with your DCU data, and shows you how to turn raw financial data into actionable DCU AI insights with OpenClaw.
Before you begin, you'll need:
A working OpenClaw installation. OpenClaw is open-source and self-hosted — you'll need it running on your own machine, server, or container. See docs.openclaw.ai for installation.
Either the mcporter skill (recommended path) — install via
npm install -g mcporter— or comfort editing the OpenClaw config file directly at~/.openclaw/openclaw.json.A Truthifi Connect account with at least one linked financial institution. Truthifi Connect is free to try, with paid plans from $5.99/month.
Plan note: OpenClaw itself is free and open-source — no subscription tier required on the OpenClaw side. Truthifi Connect's free tier is enough to get started.
Reverse-proxy gotcha: If your OpenClaw instance runs behind a reverse proxy (Caddy, nginx, Cloudflare Tunnel, etc.), set the MCP_ISSUER_URL environment variable to your public HTTPS URL. Otherwise the OAuth metadata advertises localhost and authentication fails silently.
What You Need
Before connecting OpenClaw to DCU, you'll need a working OpenClaw installation (open-source and self-hosted; see docs.openclaw.ai), either the mcporter skill or comfort editing OpenClaw's config file directly, and a Truthifi Connect account with at least one linked financial institution. Truthifi's free tier is enough for personal use.
How to Connect OpenClaw to Your DCU Account
Connecting OpenClaw to DCU takes one of two paths: the mcporter skill (recommended) or direct config-file edit. Both register Truthifi as an MCP server that OpenClaw can call.
Install the mcporter skill (or prepare the OpenClaw config file). Path A (recommended): Run npm install -g mcporter to install the mcporter skill globally. Path B (direct config): locate ~/.openclaw/openclaw.json — you'll edit it manually. Either path requires a working OpenClaw installation; see docs.openclaw.ai for setup.
Register Truthifi as an MCP server. Path A: Run mcporter search truthifi to confirm Truthifi is in the registry, then mcporter install --target openclaw truthifi. Path B: Edit ~/.openclaw/openclaw.json and add Truthifi to the mcpServers block: {"mcpServers": {"truthifi": {"type": "http", "url": "
https://api.truthifi.com/mcp";}}}, then save and restart the OpenClaw gateway.Authorize your accounts. The first OpenClaw call to Truthifi triggers the OAuth flow in your browser. Sign in to your Truthifi account, select which DCU accounts to share with OpenClaw, confirm the read-only scope, and click Authorize.
Confirm reverse-proxy config (if applicable). If your OpenClaw instance runs behind a reverse proxy (Caddy, nginx, Cloudflare Tunnel, etc.), set the MCP_ISSUER_URL environment variable to your public HTTPS URL — otherwise the OAuth metadata advertises localhost and authentication fails silently.
Verify the connection. Ask OpenClaw via your channel of choice (web, Discord, Telegram): "Use Truthifi to show my current asset allocation." If OpenClaw responds with your actual DCU holdings, the connection is live across all OpenClaw channels.
Truthifi is now registered as an MCP server in your OpenClaw instance. Across web, Discord, Telegram, or any other channel you've configured, OpenClaw can pull live DCU data on request. No per-conversation toggle — once registered, the connector is always available.
Example Prompts for OpenClaw
Portfolio Deep Dive
Pull my complete asset allocation across all my DCU accounts and break it down by asset class, sector, and geography. Format the results as a table with dollar amounts and percentages for each category.
Fee Audit
Calculate the total expense ratios, advisory fees, and any other costs I'm paying across every fund and account in my DCU portfolio. Show me the dollar amount per year for each fee layer and the cumulative impact over 10 years assuming 7% annual growth.
Retirement Readiness
Run a retirement readiness analysis using my current DCU balances, contribution rate, and historical savings trajectory. Model three scenarios — conservative, moderate, and optimistic — and tell me at what age each scenario runs out of money. Present the results as a comparison table.
Stress Test
Stress-test my entire DCU portfolio against a 2008-style market crash, a 2020-style rapid drawdown, and a sustained stagflation environment. Show projected drawdown percentages and estimated recovery timelines for each scenario.
Tax-Loss Harvesting
Identify every tax-loss harvesting opportunity in my DCU taxable accounts. For each position with an unrealized loss, estimate the tax savings at a 24% federal bracket and suggest a replacement holding that maintains similar sector exposure.
Cash Flow Analysis
Analyze my spending and cash flow from my DCU transaction history over the past 6 months. Categorize expenses into fixed, variable, and discretionary. Calculate my savings rate and flag any months where I spent more than I earned.
Rebalancing Plan
Compare my current DCU portfolio to a standard 60/40 target allocation and to a three-fund lazy portfolio. For each comparison, show me where I'm overweight and underweight, and recommend specific rebalancing moves with dollar amounts.
Holdings Review
Review my top 10 holdings by portfolio weight and run a fundamental analysis on each — P/E ratio, dividend yield, 52-week performance, and analyst consensus. Flag any positions where concentration exceeds 10% of my total portfolio.
Account Overlap Check
Analyze the overlap between my DCU brokerage account and my retirement accounts. Identify any duplicate holdings, correlated positions, or sectors where I have unintentional concentration risk across accounts.
Financial Dashboard
Summarize my complete financial picture across all connected DCU accounts — total net worth, investment performance over the past 1, 3, and 5 years, total fees paid last year, and my current savings rate. Format this as an executive financial dashboard.
Why Truthifi?
Security
As a DCU member, you already trust DCU's Digital Banking security — Truthifi extends that trust without creating any new attack surface. Your DCU username and password never touch Truthifi's servers. Authentication happens entirely on dcu.org through DCU's standard Digital Banking sign-in flow. OpenClaw receives only a scoped, read-only token that's revocable at any time from your DCU Connected Apps page. No money can move, no settings can change, no transactions can be initiated — by design.
Privacy
Your DCU member relationship is private — Truthifi keeps it that way. The connection inherits DCU's existing security model: read-only access, no transactions, no money movement, no aggregator-style data brokering. You decide which accounts OpenClaw sees through the Truthifi dashboard, and you can revoke at any time from DCU's Digital Banking app permissions page. Truthifi never sells financial data and never aggregates member behavior for marketing.
Audit Trail
Every data request from OpenClaw logs to your Truthifi dashboard with timestamp, accessed account, and data type. If you ever want to review exactly what OpenClaw has seen across your DCU connection, the full audit log is at app.truthifi.com → Activity. You can also see live connection status from DCU's Digital Banking → Connected Apps page, where DCU itself records the active read-only grant.
Data Quality
DCU's Digital Banking returns clean, member-verified balance and transaction data — but historical formats sometimes vary across account types (Visa vs Auto Loan vs Primary Savings). Truthifi normalizes everything before OpenClaw sees it: rebuilds historical balance series, deduplicates re-categorized transactions, resolves merchant naming variations, and presents your DCU data to OpenClaw in a single consistent shape. You don't see the messiness; OpenClaw gets clean answers.
About OpenClaw
OpenClaw is an open-source, self-hosted AI agent runtime. Unlike hosted assistants (ChatGPT, Claude, Perplexity, Grok), OpenClaw runs on your own infrastructure — server, container, or laptop. Connected to Truthifi via MCP, OpenClaw uses your live DCU data while keeping the model interaction itself fully under your control. This is a strong fit for teams that won't send financial data to hosted services.
About DCU
DCU is the brand most members already know — Primary Savings, Free Checking, Visa Platinum, certificates, auto loans. If you're reading this, you probably already know what DCU offers: industry-leading savings rates, fee-free checking, low loan rates, and a digital-first banking experience that doesn't require a local branch.
This guide is for DCU members who already have an account and want the fastest path to AI-powered portfolio analysis. Setup takes about 5 minutes because your existing DCU member credentials work directly — no separate Truthifi password to remember.
Headquarters: Marlborough, Massachusetts
Member access: Digital Banking + DCU mobile app
Most common DCU connections: Primary Savings, Free Checking, Visa Platinum, Auto Loan, HELOC
Frequently Asked Questions
Will my DCU mobile app session interfere with the Truthifi connection?
No. Truthifi establishes an independent read-only token through DCU's standard digital banking authentication. You can use your DCU mobile app simultaneously without conflict — they're separate sessions.
I have multiple DCU accounts (Primary Savings + Visa + auto loan). Will OpenClaw see all of them?
By default, yes — Truthifi pulls all consumer accounts visible through your DCU member sign-in. You can selectively limit which accounts appear in OpenClaw via the Truthifi dashboard at app.truthifi.com.
Does using OpenClaw with my DCU account affect my Member Connect benefits or rewards?
No. The Truthifi connection is read-only, so it never triggers transactions or counts as account activity. Your DCU Member Connect status, Visa rewards points, and savings APY tier remain entirely unaffected.
Can I disconnect and reconnect later without redoing setup?
Yes. Disconnecting through DCU's Digital Banking connected apps page (or the Truthifi dashboard) is instant. Reconnecting takes about 60 seconds since DCU remembers your prior authorization grant for a 30-day window.
Does DCU charge a fee for the Truthifi connection?
No. DCU does not charge for read-only data access through Digital Banking's Connected Apps system. Truthifi's own plan starts free for basic connections; advanced features like multi-account portfolio analysis may require a Truthifi paid plan, but the DCU-side cost is zero regardless.
I just opened a DCU Free Checking account — how soon can I connect it to OpenClaw?
Immediately. Once your DCU member number is active and you've completed your first Digital Banking sign-in (typically within 24 hours of opening), the account is eligible for the Truthifi connection. OpenClaw will see balance and transaction data from the moment of connection.
Is connecting my DCU account using Truthifi safe?
When you connect DCU to OpenClaw, your login happens directly on your bank's secure domain through their official authentication system for OpenClaw financial planning.
What can Truthifi actually do with my DCU data?
With OpenClaw, you can analyze your DCU portfolio allocations to identify concentration risks across multiple investment accounts.
Do I need a paid OpenClaw plan?
No paid plan required on the OpenClaw side — OpenClaw is free, open-source, and self-hosted. You pay for whatever compute you run it on (laptop, server, cloud VM), not for OpenClaw itself. Truthifi has free and paid plans starting at $5.99/month; the free tier covers most personal-portfolio use cases for DCU.
Where is my data stored?
Depends on your OpenClaw configuration. By default, OpenClaw queries DCU data through Truthifi's MCP connector at conversation time and the data flows through reasoning context for that single chat. However, OpenClaw is self-hosted and configurable — your specific deployment may log conversation context to disk. Review your OpenClaw logging settings if persistent storage of financial data is a concern. Truthifi maintains the canonical encrypted record independent of OpenClaw.
How do I enable the OpenClaw connection with Truthifi?
OpenClaw's MCP connector model is different from hosted assistants — once Truthifi is registered in ~/.openclaw/openclaw.json, OpenClaw has access across all channels by default. There's no per-conversation toggle to re-enable. To temporarily restrict access, use OpenClaw's auth/permission settings to scope which users or channels can invoke Truthifi.
Does this replace my financial advisor?
No, connecting DCU through Truthifi does not replace your financial advisor. The platform offers data analysis, not advisory services, while OpenClaw supplements advisors between meetings with account insights.
What is Truthifi?
Truthifi serves as an independent financial data platform that enables you to connect OpenClaw to financial accounts from over 18,000 US institutions. The service operates on a subscription model and does not sell data, earn commissions, or sell financial products. Through secure MCP integration, OpenClaw can access your DCU accounts and other holdings for AI financial planning purposes.
Who can see my data?
No external parties can access your DCU account information when using OpenClaw for finance. Only OpenClaw receives your data during active conversations, and we maintain a subscription model that never involves selling your financial information to third-party companies.
Informational only. Not financial advice. Consult a qualified financial advisor before making investment decisions. Truthifi is an independent platform. This guide reflects current product functionality as of May 2026.
About the author
Scott Blandford is Founder & CEO of Truthifi, where he leads the company’s vision for transparent, AI-powered financial intelligence. Before founding Truthifi, Scott spent 25+ years in financial services, including senior roles at Fidelity Investments, Merrill Lynch, Bank of America, and TIAA, building the data infrastructure that institutions rely on to manage wealth at scale. He writes about the technology reshaping how people connect with and understand their financial lives.
Reviewed by Mike Young, Head of Product at Truthifi. Mike has 20+ years building digital investment platforms at Merrill Lynch, TIAA, JP Morgan, and Vanguard.
Continue learning
Deepen your understanding of AI-connected portfolios with our most relevant Truthifi guides:
⏱ 5-min setup
DCU members: this is the fastest way to connect your accounts to OpenClaw. Truthifi's read-only MCP connector lets OpenClaw see your DCU checking, savings, money market, and CD balances — without ever touching your credentials. Setup takes about 5 minutes. Looking for the full institutional background? See our Digital Federal Credit Union connection guide.
By Scott Blandford, Founder & CEO of Truthifi | Reviewed by Mike Young
Truthifi changes that. With an OpenClaw DCU connection using Truthifi, OpenClaw can see your live DCU portfolio data, balances, and transaction history. Truthifi rebuilds your historical data on connection: it fills gaps, corrects cost basis errors, and resolves ticker mismatches, so OpenClaw works with clean, normalized data from day one. All of this happens through a read-only MCP connector that never touches your credentials and cannot move money.
This guide walks you through setup (about 5 minutes), explains exactly what Truthifi allows and blocks with your DCU data, and shows you how to turn raw financial data into actionable DCU AI insights with OpenClaw.
Before you begin, you'll need:
A working OpenClaw installation. OpenClaw is open-source and self-hosted — you'll need it running on your own machine, server, or container. See docs.openclaw.ai for installation.
Either the mcporter skill (recommended path) — install via
npm install -g mcporter— or comfort editing the OpenClaw config file directly at~/.openclaw/openclaw.json.A Truthifi Connect account with at least one linked financial institution. Truthifi Connect is free to try, with paid plans from $5.99/month.
Plan note: OpenClaw itself is free and open-source — no subscription tier required on the OpenClaw side. Truthifi Connect's free tier is enough to get started.
Reverse-proxy gotcha: If your OpenClaw instance runs behind a reverse proxy (Caddy, nginx, Cloudflare Tunnel, etc.), set the MCP_ISSUER_URL environment variable to your public HTTPS URL. Otherwise the OAuth metadata advertises localhost and authentication fails silently.
What You Need
Before connecting OpenClaw to DCU, you'll need a working OpenClaw installation (open-source and self-hosted; see docs.openclaw.ai), either the mcporter skill or comfort editing OpenClaw's config file directly, and a Truthifi Connect account with at least one linked financial institution. Truthifi's free tier is enough for personal use.
How to Connect OpenClaw to Your DCU Account
Connecting OpenClaw to DCU takes one of two paths: the mcporter skill (recommended) or direct config-file edit. Both register Truthifi as an MCP server that OpenClaw can call.
Install the mcporter skill (or prepare the OpenClaw config file). Path A (recommended): Run npm install -g mcporter to install the mcporter skill globally. Path B (direct config): locate ~/.openclaw/openclaw.json — you'll edit it manually. Either path requires a working OpenClaw installation; see docs.openclaw.ai for setup.
Register Truthifi as an MCP server. Path A: Run mcporter search truthifi to confirm Truthifi is in the registry, then mcporter install --target openclaw truthifi. Path B: Edit ~/.openclaw/openclaw.json and add Truthifi to the mcpServers block: {"mcpServers": {"truthifi": {"type": "http", "url": "
https://api.truthifi.com/mcp";}}}, then save and restart the OpenClaw gateway.Authorize your accounts. The first OpenClaw call to Truthifi triggers the OAuth flow in your browser. Sign in to your Truthifi account, select which DCU accounts to share with OpenClaw, confirm the read-only scope, and click Authorize.
Confirm reverse-proxy config (if applicable). If your OpenClaw instance runs behind a reverse proxy (Caddy, nginx, Cloudflare Tunnel, etc.), set the MCP_ISSUER_URL environment variable to your public HTTPS URL — otherwise the OAuth metadata advertises localhost and authentication fails silently.
Verify the connection. Ask OpenClaw via your channel of choice (web, Discord, Telegram): "Use Truthifi to show my current asset allocation." If OpenClaw responds with your actual DCU holdings, the connection is live across all OpenClaw channels.
Truthifi is now registered as an MCP server in your OpenClaw instance. Across web, Discord, Telegram, or any other channel you've configured, OpenClaw can pull live DCU data on request. No per-conversation toggle — once registered, the connector is always available.
Example Prompts for OpenClaw
Portfolio Deep Dive
Pull my complete asset allocation across all my DCU accounts and break it down by asset class, sector, and geography. Format the results as a table with dollar amounts and percentages for each category.
Fee Audit
Calculate the total expense ratios, advisory fees, and any other costs I'm paying across every fund and account in my DCU portfolio. Show me the dollar amount per year for each fee layer and the cumulative impact over 10 years assuming 7% annual growth.
Retirement Readiness
Run a retirement readiness analysis using my current DCU balances, contribution rate, and historical savings trajectory. Model three scenarios — conservative, moderate, and optimistic — and tell me at what age each scenario runs out of money. Present the results as a comparison table.
Stress Test
Stress-test my entire DCU portfolio against a 2008-style market crash, a 2020-style rapid drawdown, and a sustained stagflation environment. Show projected drawdown percentages and estimated recovery timelines for each scenario.
Tax-Loss Harvesting
Identify every tax-loss harvesting opportunity in my DCU taxable accounts. For each position with an unrealized loss, estimate the tax savings at a 24% federal bracket and suggest a replacement holding that maintains similar sector exposure.
Cash Flow Analysis
Analyze my spending and cash flow from my DCU transaction history over the past 6 months. Categorize expenses into fixed, variable, and discretionary. Calculate my savings rate and flag any months where I spent more than I earned.
Rebalancing Plan
Compare my current DCU portfolio to a standard 60/40 target allocation and to a three-fund lazy portfolio. For each comparison, show me where I'm overweight and underweight, and recommend specific rebalancing moves with dollar amounts.
Holdings Review
Review my top 10 holdings by portfolio weight and run a fundamental analysis on each — P/E ratio, dividend yield, 52-week performance, and analyst consensus. Flag any positions where concentration exceeds 10% of my total portfolio.
Account Overlap Check
Analyze the overlap between my DCU brokerage account and my retirement accounts. Identify any duplicate holdings, correlated positions, or sectors where I have unintentional concentration risk across accounts.
Financial Dashboard
Summarize my complete financial picture across all connected DCU accounts — total net worth, investment performance over the past 1, 3, and 5 years, total fees paid last year, and my current savings rate. Format this as an executive financial dashboard.
Why Truthifi?
Security
As a DCU member, you already trust DCU's Digital Banking security — Truthifi extends that trust without creating any new attack surface. Your DCU username and password never touch Truthifi's servers. Authentication happens entirely on dcu.org through DCU's standard Digital Banking sign-in flow. OpenClaw receives only a scoped, read-only token that's revocable at any time from your DCU Connected Apps page. No money can move, no settings can change, no transactions can be initiated — by design.
Privacy
Your DCU member relationship is private — Truthifi keeps it that way. The connection inherits DCU's existing security model: read-only access, no transactions, no money movement, no aggregator-style data brokering. You decide which accounts OpenClaw sees through the Truthifi dashboard, and you can revoke at any time from DCU's Digital Banking app permissions page. Truthifi never sells financial data and never aggregates member behavior for marketing.
Audit Trail
Every data request from OpenClaw logs to your Truthifi dashboard with timestamp, accessed account, and data type. If you ever want to review exactly what OpenClaw has seen across your DCU connection, the full audit log is at app.truthifi.com → Activity. You can also see live connection status from DCU's Digital Banking → Connected Apps page, where DCU itself records the active read-only grant.
Data Quality
DCU's Digital Banking returns clean, member-verified balance and transaction data — but historical formats sometimes vary across account types (Visa vs Auto Loan vs Primary Savings). Truthifi normalizes everything before OpenClaw sees it: rebuilds historical balance series, deduplicates re-categorized transactions, resolves merchant naming variations, and presents your DCU data to OpenClaw in a single consistent shape. You don't see the messiness; OpenClaw gets clean answers.
About OpenClaw
OpenClaw is an open-source, self-hosted AI agent runtime. Unlike hosted assistants (ChatGPT, Claude, Perplexity, Grok), OpenClaw runs on your own infrastructure — server, container, or laptop. Connected to Truthifi via MCP, OpenClaw uses your live DCU data while keeping the model interaction itself fully under your control. This is a strong fit for teams that won't send financial data to hosted services.
About DCU
DCU is the brand most members already know — Primary Savings, Free Checking, Visa Platinum, certificates, auto loans. If you're reading this, you probably already know what DCU offers: industry-leading savings rates, fee-free checking, low loan rates, and a digital-first banking experience that doesn't require a local branch.
This guide is for DCU members who already have an account and want the fastest path to AI-powered portfolio analysis. Setup takes about 5 minutes because your existing DCU member credentials work directly — no separate Truthifi password to remember.
Headquarters: Marlborough, Massachusetts
Member access: Digital Banking + DCU mobile app
Most common DCU connections: Primary Savings, Free Checking, Visa Platinum, Auto Loan, HELOC
Frequently Asked Questions
Will my DCU mobile app session interfere with the Truthifi connection?
No. Truthifi establishes an independent read-only token through DCU's standard digital banking authentication. You can use your DCU mobile app simultaneously without conflict — they're separate sessions.
I have multiple DCU accounts (Primary Savings + Visa + auto loan). Will OpenClaw see all of them?
By default, yes — Truthifi pulls all consumer accounts visible through your DCU member sign-in. You can selectively limit which accounts appear in OpenClaw via the Truthifi dashboard at app.truthifi.com.
Does using OpenClaw with my DCU account affect my Member Connect benefits or rewards?
No. The Truthifi connection is read-only, so it never triggers transactions or counts as account activity. Your DCU Member Connect status, Visa rewards points, and savings APY tier remain entirely unaffected.
Can I disconnect and reconnect later without redoing setup?
Yes. Disconnecting through DCU's Digital Banking connected apps page (or the Truthifi dashboard) is instant. Reconnecting takes about 60 seconds since DCU remembers your prior authorization grant for a 30-day window.
Does DCU charge a fee for the Truthifi connection?
No. DCU does not charge for read-only data access through Digital Banking's Connected Apps system. Truthifi's own plan starts free for basic connections; advanced features like multi-account portfolio analysis may require a Truthifi paid plan, but the DCU-side cost is zero regardless.
I just opened a DCU Free Checking account — how soon can I connect it to OpenClaw?
Immediately. Once your DCU member number is active and you've completed your first Digital Banking sign-in (typically within 24 hours of opening), the account is eligible for the Truthifi connection. OpenClaw will see balance and transaction data from the moment of connection.
Is connecting my DCU account using Truthifi safe?
When you connect DCU to OpenClaw, your login happens directly on your bank's secure domain through their official authentication system for OpenClaw financial planning.
What can Truthifi actually do with my DCU data?
With OpenClaw, you can analyze your DCU portfolio allocations to identify concentration risks across multiple investment accounts.
Do I need a paid OpenClaw plan?
No paid plan required on the OpenClaw side — OpenClaw is free, open-source, and self-hosted. You pay for whatever compute you run it on (laptop, server, cloud VM), not for OpenClaw itself. Truthifi has free and paid plans starting at $5.99/month; the free tier covers most personal-portfolio use cases for DCU.
Where is my data stored?
Depends on your OpenClaw configuration. By default, OpenClaw queries DCU data through Truthifi's MCP connector at conversation time and the data flows through reasoning context for that single chat. However, OpenClaw is self-hosted and configurable — your specific deployment may log conversation context to disk. Review your OpenClaw logging settings if persistent storage of financial data is a concern. Truthifi maintains the canonical encrypted record independent of OpenClaw.
How do I enable the OpenClaw connection with Truthifi?
OpenClaw's MCP connector model is different from hosted assistants — once Truthifi is registered in ~/.openclaw/openclaw.json, OpenClaw has access across all channels by default. There's no per-conversation toggle to re-enable. To temporarily restrict access, use OpenClaw's auth/permission settings to scope which users or channels can invoke Truthifi.
Does this replace my financial advisor?
No, connecting DCU through Truthifi does not replace your financial advisor. The platform offers data analysis, not advisory services, while OpenClaw supplements advisors between meetings with account insights.
What is Truthifi?
Truthifi serves as an independent financial data platform that enables you to connect OpenClaw to financial accounts from over 18,000 US institutions. The service operates on a subscription model and does not sell data, earn commissions, or sell financial products. Through secure MCP integration, OpenClaw can access your DCU accounts and other holdings for AI financial planning purposes.
Who can see my data?
No external parties can access your DCU account information when using OpenClaw for finance. Only OpenClaw receives your data during active conversations, and we maintain a subscription model that never involves selling your financial information to third-party companies.
Informational only. Not financial advice. Consult a qualified financial advisor before making investment decisions. Truthifi is an independent platform. This guide reflects current product functionality as of May 2026.
About the author
Scott Blandford is Founder & CEO of Truthifi, where he leads the company’s vision for transparent, AI-powered financial intelligence. Before founding Truthifi, Scott spent 25+ years in financial services, including senior roles at Fidelity Investments, Merrill Lynch, Bank of America, and TIAA, building the data infrastructure that institutions rely on to manage wealth at scale. He writes about the technology reshaping how people connect with and understand their financial lives.
Reviewed by Mike Young, Head of Product at Truthifi. Mike has 20+ years building digital investment platforms at Merrill Lynch, TIAA, JP Morgan, and Vanguard.
Continue learning
Deepen your understanding of AI-connected portfolios with our most relevant Truthifi guides:
Related guides
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
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