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⏱ 13 min read
Searching for "Perplexity First Horizon"? You're in the right place. Your First Horizon account holds the substance of your Southeast financial life: checking balances, savings goals, money market deposits, CD maturities, IRA contributions, mortgage payments, and wealth management positions. Until now, getting "AI for First Horizon" with Perplexity meant asking generic questions about banking products, not your actual accounts — every answer was citation-rich but disconnected from your real numbers.
By Scott Blandford, Founder & CEO of Truthifi | Reviewed by Mike Young
Truthifi changes that. With a Perplexity First Horizon connection through Truthifi, Perplexity can combine its web-research strength with your live First Horizon balances, transaction history, CD ladder, and wealth management positions. Truthifi rebuilds your historical data on connection: it fills gaps, corrects categorization errors, and resolves merchant naming inconsistencies, so Perplexity works with clean, normalized data from day one. All of this happens through a read-only MCP connector that never touches your credentials and cannot move money between your First Horizon accounts.
This guide walks you through setup (about 5 minutes), explains exactly what Truthifi allows and blocks with your First Horizon data, and shows you how to combine Perplexity's web-cited research with your real Memphis-region banking data.
What You Need
First Horizon account with online banking access (Checking, Savings, Money Market, CDs, IRAs, Mortgage, or Wealth Management)
Perplexity Pro plan ($20/mo) with custom connector support
Free Truthifi account registration at truthifi.com
Approximately 5 minutes for setup
Looking for ChatGPT? See chatgpt-first-horizon
How to Connect Perplexity to Your First Horizon Account
Ready to give Perplexity live access to your First Horizon accounts? Here's the flow.
Open Settings in Perplexity — Go to perplexity.ai. Click your profile → Settings → Connectors.
Add the Truthifi connector — Click Add custom MCP connector. Enter Name: Truthifi, URL: https://api.truthifi.com/mcp. Save.
Authorize your First Horizon accounts — Perplexity redirects you to Truthifi's OAuth screen. Sign in to your Truthifi account, choose First Horizon from the institution picker, authenticate with your First Horizon username, password, and MFA on First Horizon's domain (via BAA, Plaid, or Yodlee — Truthifi auto-routes to whichever provider returns the cleanest data for your account mix), select which First Horizon accounts to share with Perplexity, confirm the read-only scope, and click Authorize.
Enable Truthifi in your thread — In a new Perplexity thread, ensure Truthifi is enabled in the connectors panel. Perplexity will then blend web sources with your First Horizon account data when answering.
Verify the connection — Send: "What is my current First Horizon money market APY and how does it compare to the top three high-yield savings accounts available today?" If Perplexity returns your actual balance and yield alongside cited web comparisons, the connection is live.
You've now linked your First Horizon account to Perplexity — Perplexity can now answer with both citations from the web and your real First Horizon numbers.
Example Prompts for Perplexity
CD Rate Benchmarking — "Pull each of my First Horizon CDs with current rate and maturity date. Then research and cite current promotional CD rates from First Horizon, Frost Bank, Comerica, UMB Bank, and the top three online CD providers. Tell me, with citations, where I'm leaving yield on the table at each maturity rung."
Mortgage Refinance Market Check — "Read my First Horizon mortgage rate, balance, and remaining term. Then search current Tennessee mortgage rates from at least five lenders, cite each source, and calculate my refinance breakeven at the best-available rate."
Memphis Cost of Living Cross-Reference — "Pull my First Horizon checking spending for the last 12 months and categorize it. Then cross-reference each category against the latest Memphis-area cost of living data and cite your sources. Tell me where I'm above or below the regional benchmark."
Money Market Yield Sourcing — "Show my First Horizon money market APY today. Then search and cite the current APYs at the top 10 high-yield savings and money market accounts. Calculate the annual dollar difference at my current First Horizon money market balance."
Wealth Management Benchmark — "Pull my First Horizon wealth management YTD performance and asset allocation. Then research and cite benchmark returns for comparable asset allocations from at least three major index providers. Tell me whether I'm tracking, beating, or lagging the benchmark, with citations."
Regional Bank Stability Research — "Research and cite current credit ratings, recent earnings, and analyst commentary on First Horizon Corporation (NYSE: FHN). Then summarize what that means for me as a depositor and wealth management client, given my current First Horizon balances."
Tennessee Tax Treatment of Interest — "Pull my First Horizon CD and money market interest income year-to-date. Then research and cite how Tennessee and federal tax law treats this income for my filing situation. Give me an estimated tax bill with sources."
Mortgage Insurance Removal Threshold — "Read my First Horizon mortgage balance and original loan amount. Then research and cite the current FHA/conventional rules for PMI removal. Tell me whether and when I qualify for PMI removal based on my actual loan."
CD Renewal Calendar with Market Rate Context — "Build me a calendar of my First Horizon CD maturities for the next 18 months. For each maturity date, search and cite where market CD rates and Fed rate expectations are projected to be at that time. Recommend renewal vs. cash-out for each rung."
Southeast Regional Bank Comparison — "Compare First Horizon, Frost Bank, Comerica, and Truist on five dimensions: deposit yields, fee structure, branch footprint, digital experience, and credit ratings. Use my actual First Horizon balances to calculate the dollar impact of switching. Cite every claim."
Why Truthifi?
5.1. Security
Your First Horizon username, password, and MFA code never touch Truthifi's servers. Authentication occurs directly on your provider's domain through BAA, Plaid, or Yodlee, creating a read-only, protocol-enforced connection secured with AES-256 encryption. Perplexity receives only scoped data tokens, never your actual credentials. You maintain complete control and can revoke access anytime at First Horizon's connected apps settings or through your Truthifi dashboard.
5.2. Privacy
Your financial data stays under your complete control when using Truthifi with Perplexity. We never store login credentials from First Horizon or any financial institution. You decide which specific First Horizon accounts Perplexity can access. Data never gets sold to third parties, and connecting Perplexity doesn't grant access to other AI tools you may also use.
5.3. Audit Trail
Every MCP data request is logged with complete session details for transparency. When Perplexity accesses your First Horizon checking, CD ladder, IRA, or wealth management data to blend with web citations, the timestamp and specific information retrieved gets recorded automatically. You maintain full visibility into which First Horizon details were accessed during each Perplexity query.
5.4. Data Quality
When First Horizon delivers raw transaction data through its providers, Truthifi rebuilds historical information from BAA, Plaid, and Yodlee to correct inconsistencies. Our normalization process fills data gaps, deduplicates pending vs. posted transactions, and resolves merchant naming mismatches. This approach ensures up to 10 years of clean, accurate transaction history — particularly valuable when comparing your First Horizon yields against cited web sources, because the comparison only works if your own numbers are right first.
About Perplexity
Perplexity is an answer engine built for research. Where other AI assistants give you a confident response and stop, Perplexity gives you a response with the sources that support each claim — clickable footnotes from the live web. That makes Perplexity uniquely good at financial questions where the answer depends on current market data, current rates, current rules, and current product features.
Perplexity Pro at $20/mo is the minimum tier that supports custom MCP connectors, including Truthifi. With your First Horizon account connected, Perplexity blends two things almost no other agent blends: live web research with citations, and your actual First Horizon balances and transactions. Ask about CD rates and you get current First Horizon promo rates from their site, current competitor rates from cited sources, and your actual existing CDs — all in one structured answer.
About First Horizon
First Horizon Corporation is a Memphis, Tennessee-headquartered regional bank holding company with deep roots in the Southeast. Established in 1864 as First National Bank of Memphis, the institution has grown into one of the largest regional banks in the South — particularly after the 2020 merger of equals with IBERIABANK Corporation, which extended its footprint into Louisiana, Texas, and Florida.
Headquarters: Memphis, Tennessee
Founded: 1864
Assets: Approximately $80 billion
Branches: Roughly 400 branches across 12 states
Stock Listing: NYSE: FHN
Authentication: Username/password with MFA via BAA, Plaid, and Yodlee
Transaction History: Typically 24 months from providers; Truthifi extends to 10 years
Supported Account Types: Checking, Savings, Money Market, CDs, IRAs, Mortgage, Wealth Management
First Horizon traces its lineage to First National Bank of Memphis, chartered in 1864, making it one of the oldest banks in the Mid-South
The 2020 IBERIABANK merger created a combined company with roughly $80 billion in assets and dramatically expanded its Gulf South and Texas footprint
First Horizon operates approximately 400 branches across 12 states, primarily concentrated in Tennessee, Louisiana, Texas, Florida, and the surrounding Southeast
First Horizon website → · About First Horizon →
Frequently Asked Questions
Is it safe to connect my First Horizon account to Perplexity through Truthifi?
Connecting through First Horizon's authentication via BAA, Plaid, or Yodlee ensures your login credentials stay on First Horizon's own secure servers. When you connect, you're redirected to First Horizon's domain to log in directly with your username, password, and MFA code, then grant specific read-only permissions before returning to Truthifi. Your credentials never pass through our systems.
Perplexity receives only a scoped data token with read-only access, meaning it cannot move money between your First Horizon accounts or change account settings. Every data request is logged.
What does Truthifi allow Perplexity to do with my First Horizon data — and what does it block?
When you connect Perplexity to First Horizon, the AI cannot move money, place wires, or change account settings. The read-only access token from BAA, Plaid, or Yodlee prevents Perplexity from executing any transactions. Instead, Perplexity blends your First Horizon balances, transactions, CD rates, and wealth management performance with cited web research — comparing your actual numbers to current market data with sources.
Why use Perplexity rather than another AI for First Horizon analysis?
Perplexity's superpower is citations. For financial questions where the answer depends on current market data — CD rates, mortgage rates, money market yields, regional bank rankings — Perplexity tells you what's true today on the live web and cites each source. Combined with your live First Horizon data, you get apples-to-apples comparisons you can verify.
What First Horizon account types does Truthifi support for Perplexity?
Truthifi supports connecting your First Horizon Checking, Savings, Money Market, CDs, IRAs, Mortgage, and Wealth Management accounts through its read-only MCP connector. You can connect multiple account types simultaneously for a complete picture.
How does Truthifi compare to other options for Perplexity users?
Feature | Truthifi + Perplexity | Generic Perplexity Queries | No Connection |
|---|---|---|---|
Live First Horizon data | Live at query time | Not available | Not available |
Cited web research | Yes | Yes | N/A |
Read-only access | Protocol-enforced | N/A | N/A |
Credential storage | Never stored | N/A | N/A |
Apples-to-apples market comparison | Your numbers vs. cited rates | Cited rates only | N/A |
Merger-era data (pre-2020 IBERIABANK) | Reconciled automatically | N/A | N/A |
How do I disconnect Perplexity from Truthifi?
To disconnect Perplexity from Truthifi, go to Settings → Connectors → find Truthifi → Disconnect. You can also revoke access directly from First Horizon's online banking under connected apps.
Does the Perplexity connection work for First Horizon accounts opened pre-2020 IBERIABANK merger?
Yes. If your account originated under IBERIABANK and migrated to First Horizon during systems integration, Truthifi pulls the current First Horizon account record. Where pre-merger transaction history is fragmented, Truthifi's normalization layer reconciles the two histories so Perplexity sees a continuous timeline.
Do I need a paid Perplexity plan?
Yes. Perplexity Pro at $20/mo is the minimum tier that supports custom MCP connectors required to connect to First Horizon through Truthifi.
Where is my data stored?
Perplexity does not retain First Horizon account data between threads. Truthifi delivers data into your active Perplexity session via MCP — the data is not persisted across threads.
Can Perplexity cite First Horizon's own published rates?
Yes. Perplexity routinely cites firsthorizon.com directly for promotional CD rates, current APYs, and product pages — combining those citations with your actual account balances from Truthifi for a complete picture.
Does Perplexity replace my First Horizon advisor?
No. Perplexity offers research and data analysis, not advisory services. Your First Horizon wealth management advisor knows you and the regional Southeast market.
What is Truthifi?
Truthifi serves as an independent financial data platform that enables you to connect Perplexity to financial accounts from over 18,000 US institutions, including First Horizon. The service operates on a subscription model and does not sell data, earn commissions, or sell financial products.
Who can see my First Horizon data?
No external parties can access your First Horizon account information when using Perplexity through Truthifi. Only Perplexity receives your data during active threads.
Subject to Perplexity privacy policy.
Can I connect Perplexity and ChatGPT to my First Horizon account?
Yes. Each AI connection through Truthifi is independent. Connecting Perplexity does not expose your First Horizon data to ChatGPT.
Can Perplexity compare First Horizon to other regional Southeast banks with citations?
Yes — this is a Perplexity strength. See perplexity-frost-bank for Texas-based Frost Bank or perplexity-comerica for Comerica to multi-connect for true cross-bank citation analysis.
Can Perplexity help with current tax-law questions on First Horizon interest?
Perplexity can cite the latest IRS guidance, Tennessee tax-law sources, and tax-prep guides — and combine those citations with your actual First Horizon interest income from Truthifi. It is not a tax advisor; take the output to a CPA.
What types of accounts can I connect beyond First Horizon?
Truthifi supports over 18,000 US institutions. You can connect Perplexity to brokerage, retirement accounts, HSAs, credit cards, mortgages, and more. Once connected, Perplexity can answer cross-account questions with cited web context.
Is there a fee from Truthifi or First Horizon for this?
First Horizon does not charge for read-only data access through BAA, Plaid, or Yodlee. Truthifi has its own subscription tiers — see truthifi.com/pricing. Perplexity Pro at $20/mo is required.
Continue learning
MCP (Model Context Protocol) — The protocol that lets Perplexity pull live data from your First Horizon accounts through Truthifi's read-only connector and blend it with cited web research.
AI Financial Dashboard with Citations — Once you link First Horizon, Perplexity can produce a dashboard that combines your actual balances with cited market context: what the rates are today, what analysts think, what comparable products offer.
AI Banking Rate Research — Perplexity's killer use case. Compare First Horizon yields, fees, and CD rates against cited current rates from competitor banks.
AI Mortgage Rate Sourcing — Perplexity can pull live Tennessee and national mortgage rates with citations and combine them with your actual First Horizon mortgage terms for refinance analysis.
AI CD Rate Calendar — Combine First Horizon CD maturities (via Truthifi) with cited Fed projections and competitor CD rates from the web for a forward-looking renewal calendar.
AI Wealth Management Benchmark Sourcing — Perplexity can cite benchmark returns and combine with your First Horizon wealth management performance for cited comparisons.
AI Compliance & Security — AI fraud detection, AI identity verification, AI KYC, AI RegTech, and AI regulatory compliance. Truthifi builds these principles into every layer of its connector.
Compare Other Regional Banks with Citations — See perplexity-frost-bank for Texas-based Frost Bank, perplexity-comerica for Comerica, or perplexity-umb-bank for UMB Bank.
Informational only. Not financial advice. Consult a qualified financial advisor before making investment decisions. Truthifi is an independent platform. This guide reflects current product functionality as of June 2026.
About the author
Scott Blandford is Founder & CEO of Truthifi, where he leads the company’s vision for transparent, AI-powered financial intelligence. Before founding Truthifi, Scott spent 25+ years in financial services, including senior roles at Fidelity Investments, Merrill Lynch, Bank of America, and TIAA, building the data infrastructure that institutions rely on to manage wealth at scale. He writes about the technology reshaping how people connect with and understand their financial lives.
Reviewed by Mike Young, Head of Product at Truthifi. Mike has 20+ years building digital investment platforms at Merrill Lynch, TIAA, JP Morgan, and Vanguard.
⏱ 13 min read
Searching for "Perplexity First Horizon"? You're in the right place. Your First Horizon account holds the substance of your Southeast financial life: checking balances, savings goals, money market deposits, CD maturities, IRA contributions, mortgage payments, and wealth management positions. Until now, getting "AI for First Horizon" with Perplexity meant asking generic questions about banking products, not your actual accounts — every answer was citation-rich but disconnected from your real numbers.
By Scott Blandford, Founder & CEO of Truthifi | Reviewed by Mike Young
Truthifi changes that. With a Perplexity First Horizon connection through Truthifi, Perplexity can combine its web-research strength with your live First Horizon balances, transaction history, CD ladder, and wealth management positions. Truthifi rebuilds your historical data on connection: it fills gaps, corrects categorization errors, and resolves merchant naming inconsistencies, so Perplexity works with clean, normalized data from day one. All of this happens through a read-only MCP connector that never touches your credentials and cannot move money between your First Horizon accounts.
This guide walks you through setup (about 5 minutes), explains exactly what Truthifi allows and blocks with your First Horizon data, and shows you how to combine Perplexity's web-cited research with your real Memphis-region banking data.
What You Need
First Horizon account with online banking access (Checking, Savings, Money Market, CDs, IRAs, Mortgage, or Wealth Management)
Perplexity Pro plan ($20/mo) with custom connector support
Free Truthifi account registration at truthifi.com
Approximately 5 minutes for setup
Looking for ChatGPT? See chatgpt-first-horizon
How to Connect Perplexity to Your First Horizon Account
Ready to give Perplexity live access to your First Horizon accounts? Here's the flow.
Open Settings in Perplexity — Go to perplexity.ai. Click your profile → Settings → Connectors.
Add the Truthifi connector — Click Add custom MCP connector. Enter Name: Truthifi, URL: https://api.truthifi.com/mcp. Save.
Authorize your First Horizon accounts — Perplexity redirects you to Truthifi's OAuth screen. Sign in to your Truthifi account, choose First Horizon from the institution picker, authenticate with your First Horizon username, password, and MFA on First Horizon's domain (via BAA, Plaid, or Yodlee — Truthifi auto-routes to whichever provider returns the cleanest data for your account mix), select which First Horizon accounts to share with Perplexity, confirm the read-only scope, and click Authorize.
Enable Truthifi in your thread — In a new Perplexity thread, ensure Truthifi is enabled in the connectors panel. Perplexity will then blend web sources with your First Horizon account data when answering.
Verify the connection — Send: "What is my current First Horizon money market APY and how does it compare to the top three high-yield savings accounts available today?" If Perplexity returns your actual balance and yield alongside cited web comparisons, the connection is live.
You've now linked your First Horizon account to Perplexity — Perplexity can now answer with both citations from the web and your real First Horizon numbers.
Example Prompts for Perplexity
CD Rate Benchmarking — "Pull each of my First Horizon CDs with current rate and maturity date. Then research and cite current promotional CD rates from First Horizon, Frost Bank, Comerica, UMB Bank, and the top three online CD providers. Tell me, with citations, where I'm leaving yield on the table at each maturity rung."
Mortgage Refinance Market Check — "Read my First Horizon mortgage rate, balance, and remaining term. Then search current Tennessee mortgage rates from at least five lenders, cite each source, and calculate my refinance breakeven at the best-available rate."
Memphis Cost of Living Cross-Reference — "Pull my First Horizon checking spending for the last 12 months and categorize it. Then cross-reference each category against the latest Memphis-area cost of living data and cite your sources. Tell me where I'm above or below the regional benchmark."
Money Market Yield Sourcing — "Show my First Horizon money market APY today. Then search and cite the current APYs at the top 10 high-yield savings and money market accounts. Calculate the annual dollar difference at my current First Horizon money market balance."
Wealth Management Benchmark — "Pull my First Horizon wealth management YTD performance and asset allocation. Then research and cite benchmark returns for comparable asset allocations from at least three major index providers. Tell me whether I'm tracking, beating, or lagging the benchmark, with citations."
Regional Bank Stability Research — "Research and cite current credit ratings, recent earnings, and analyst commentary on First Horizon Corporation (NYSE: FHN). Then summarize what that means for me as a depositor and wealth management client, given my current First Horizon balances."
Tennessee Tax Treatment of Interest — "Pull my First Horizon CD and money market interest income year-to-date. Then research and cite how Tennessee and federal tax law treats this income for my filing situation. Give me an estimated tax bill with sources."
Mortgage Insurance Removal Threshold — "Read my First Horizon mortgage balance and original loan amount. Then research and cite the current FHA/conventional rules for PMI removal. Tell me whether and when I qualify for PMI removal based on my actual loan."
CD Renewal Calendar with Market Rate Context — "Build me a calendar of my First Horizon CD maturities for the next 18 months. For each maturity date, search and cite where market CD rates and Fed rate expectations are projected to be at that time. Recommend renewal vs. cash-out for each rung."
Southeast Regional Bank Comparison — "Compare First Horizon, Frost Bank, Comerica, and Truist on five dimensions: deposit yields, fee structure, branch footprint, digital experience, and credit ratings. Use my actual First Horizon balances to calculate the dollar impact of switching. Cite every claim."
Why Truthifi?
5.1. Security
Your First Horizon username, password, and MFA code never touch Truthifi's servers. Authentication occurs directly on your provider's domain through BAA, Plaid, or Yodlee, creating a read-only, protocol-enforced connection secured with AES-256 encryption. Perplexity receives only scoped data tokens, never your actual credentials. You maintain complete control and can revoke access anytime at First Horizon's connected apps settings or through your Truthifi dashboard.
5.2. Privacy
Your financial data stays under your complete control when using Truthifi with Perplexity. We never store login credentials from First Horizon or any financial institution. You decide which specific First Horizon accounts Perplexity can access. Data never gets sold to third parties, and connecting Perplexity doesn't grant access to other AI tools you may also use.
5.3. Audit Trail
Every MCP data request is logged with complete session details for transparency. When Perplexity accesses your First Horizon checking, CD ladder, IRA, or wealth management data to blend with web citations, the timestamp and specific information retrieved gets recorded automatically. You maintain full visibility into which First Horizon details were accessed during each Perplexity query.
5.4. Data Quality
When First Horizon delivers raw transaction data through its providers, Truthifi rebuilds historical information from BAA, Plaid, and Yodlee to correct inconsistencies. Our normalization process fills data gaps, deduplicates pending vs. posted transactions, and resolves merchant naming mismatches. This approach ensures up to 10 years of clean, accurate transaction history — particularly valuable when comparing your First Horizon yields against cited web sources, because the comparison only works if your own numbers are right first.
About Perplexity
Perplexity is an answer engine built for research. Where other AI assistants give you a confident response and stop, Perplexity gives you a response with the sources that support each claim — clickable footnotes from the live web. That makes Perplexity uniquely good at financial questions where the answer depends on current market data, current rates, current rules, and current product features.
Perplexity Pro at $20/mo is the minimum tier that supports custom MCP connectors, including Truthifi. With your First Horizon account connected, Perplexity blends two things almost no other agent blends: live web research with citations, and your actual First Horizon balances and transactions. Ask about CD rates and you get current First Horizon promo rates from their site, current competitor rates from cited sources, and your actual existing CDs — all in one structured answer.
About First Horizon
First Horizon Corporation is a Memphis, Tennessee-headquartered regional bank holding company with deep roots in the Southeast. Established in 1864 as First National Bank of Memphis, the institution has grown into one of the largest regional banks in the South — particularly after the 2020 merger of equals with IBERIABANK Corporation, which extended its footprint into Louisiana, Texas, and Florida.
Headquarters: Memphis, Tennessee
Founded: 1864
Assets: Approximately $80 billion
Branches: Roughly 400 branches across 12 states
Stock Listing: NYSE: FHN
Authentication: Username/password with MFA via BAA, Plaid, and Yodlee
Transaction History: Typically 24 months from providers; Truthifi extends to 10 years
Supported Account Types: Checking, Savings, Money Market, CDs, IRAs, Mortgage, Wealth Management
First Horizon traces its lineage to First National Bank of Memphis, chartered in 1864, making it one of the oldest banks in the Mid-South
The 2020 IBERIABANK merger created a combined company with roughly $80 billion in assets and dramatically expanded its Gulf South and Texas footprint
First Horizon operates approximately 400 branches across 12 states, primarily concentrated in Tennessee, Louisiana, Texas, Florida, and the surrounding Southeast
First Horizon website → · About First Horizon →
Frequently Asked Questions
Is it safe to connect my First Horizon account to Perplexity through Truthifi?
Connecting through First Horizon's authentication via BAA, Plaid, or Yodlee ensures your login credentials stay on First Horizon's own secure servers. When you connect, you're redirected to First Horizon's domain to log in directly with your username, password, and MFA code, then grant specific read-only permissions before returning to Truthifi. Your credentials never pass through our systems.
Perplexity receives only a scoped data token with read-only access, meaning it cannot move money between your First Horizon accounts or change account settings. Every data request is logged.
What does Truthifi allow Perplexity to do with my First Horizon data — and what does it block?
When you connect Perplexity to First Horizon, the AI cannot move money, place wires, or change account settings. The read-only access token from BAA, Plaid, or Yodlee prevents Perplexity from executing any transactions. Instead, Perplexity blends your First Horizon balances, transactions, CD rates, and wealth management performance with cited web research — comparing your actual numbers to current market data with sources.
Why use Perplexity rather than another AI for First Horizon analysis?
Perplexity's superpower is citations. For financial questions where the answer depends on current market data — CD rates, mortgage rates, money market yields, regional bank rankings — Perplexity tells you what's true today on the live web and cites each source. Combined with your live First Horizon data, you get apples-to-apples comparisons you can verify.
What First Horizon account types does Truthifi support for Perplexity?
Truthifi supports connecting your First Horizon Checking, Savings, Money Market, CDs, IRAs, Mortgage, and Wealth Management accounts through its read-only MCP connector. You can connect multiple account types simultaneously for a complete picture.
How does Truthifi compare to other options for Perplexity users?
Feature | Truthifi + Perplexity | Generic Perplexity Queries | No Connection |
|---|---|---|---|
Live First Horizon data | Live at query time | Not available | Not available |
Cited web research | Yes | Yes | N/A |
Read-only access | Protocol-enforced | N/A | N/A |
Credential storage | Never stored | N/A | N/A |
Apples-to-apples market comparison | Your numbers vs. cited rates | Cited rates only | N/A |
Merger-era data (pre-2020 IBERIABANK) | Reconciled automatically | N/A | N/A |
How do I disconnect Perplexity from Truthifi?
To disconnect Perplexity from Truthifi, go to Settings → Connectors → find Truthifi → Disconnect. You can also revoke access directly from First Horizon's online banking under connected apps.
Does the Perplexity connection work for First Horizon accounts opened pre-2020 IBERIABANK merger?
Yes. If your account originated under IBERIABANK and migrated to First Horizon during systems integration, Truthifi pulls the current First Horizon account record. Where pre-merger transaction history is fragmented, Truthifi's normalization layer reconciles the two histories so Perplexity sees a continuous timeline.
Do I need a paid Perplexity plan?
Yes. Perplexity Pro at $20/mo is the minimum tier that supports custom MCP connectors required to connect to First Horizon through Truthifi.
Where is my data stored?
Perplexity does not retain First Horizon account data between threads. Truthifi delivers data into your active Perplexity session via MCP — the data is not persisted across threads.
Can Perplexity cite First Horizon's own published rates?
Yes. Perplexity routinely cites firsthorizon.com directly for promotional CD rates, current APYs, and product pages — combining those citations with your actual account balances from Truthifi for a complete picture.
Does Perplexity replace my First Horizon advisor?
No. Perplexity offers research and data analysis, not advisory services. Your First Horizon wealth management advisor knows you and the regional Southeast market.
What is Truthifi?
Truthifi serves as an independent financial data platform that enables you to connect Perplexity to financial accounts from over 18,000 US institutions, including First Horizon. The service operates on a subscription model and does not sell data, earn commissions, or sell financial products.
Who can see my First Horizon data?
No external parties can access your First Horizon account information when using Perplexity through Truthifi. Only Perplexity receives your data during active threads.
Subject to Perplexity privacy policy.
Can I connect Perplexity and ChatGPT to my First Horizon account?
Yes. Each AI connection through Truthifi is independent. Connecting Perplexity does not expose your First Horizon data to ChatGPT.
Can Perplexity compare First Horizon to other regional Southeast banks with citations?
Yes — this is a Perplexity strength. See perplexity-frost-bank for Texas-based Frost Bank or perplexity-comerica for Comerica to multi-connect for true cross-bank citation analysis.
Can Perplexity help with current tax-law questions on First Horizon interest?
Perplexity can cite the latest IRS guidance, Tennessee tax-law sources, and tax-prep guides — and combine those citations with your actual First Horizon interest income from Truthifi. It is not a tax advisor; take the output to a CPA.
What types of accounts can I connect beyond First Horizon?
Truthifi supports over 18,000 US institutions. You can connect Perplexity to brokerage, retirement accounts, HSAs, credit cards, mortgages, and more. Once connected, Perplexity can answer cross-account questions with cited web context.
Is there a fee from Truthifi or First Horizon for this?
First Horizon does not charge for read-only data access through BAA, Plaid, or Yodlee. Truthifi has its own subscription tiers — see truthifi.com/pricing. Perplexity Pro at $20/mo is required.
Continue learning
MCP (Model Context Protocol) — The protocol that lets Perplexity pull live data from your First Horizon accounts through Truthifi's read-only connector and blend it with cited web research.
AI Financial Dashboard with Citations — Once you link First Horizon, Perplexity can produce a dashboard that combines your actual balances with cited market context: what the rates are today, what analysts think, what comparable products offer.
AI Banking Rate Research — Perplexity's killer use case. Compare First Horizon yields, fees, and CD rates against cited current rates from competitor banks.
AI Mortgage Rate Sourcing — Perplexity can pull live Tennessee and national mortgage rates with citations and combine them with your actual First Horizon mortgage terms for refinance analysis.
AI CD Rate Calendar — Combine First Horizon CD maturities (via Truthifi) with cited Fed projections and competitor CD rates from the web for a forward-looking renewal calendar.
AI Wealth Management Benchmark Sourcing — Perplexity can cite benchmark returns and combine with your First Horizon wealth management performance for cited comparisons.
AI Compliance & Security — AI fraud detection, AI identity verification, AI KYC, AI RegTech, and AI regulatory compliance. Truthifi builds these principles into every layer of its connector.
Compare Other Regional Banks with Citations — See perplexity-frost-bank for Texas-based Frost Bank, perplexity-comerica for Comerica, or perplexity-umb-bank for UMB Bank.
Informational only. Not financial advice. Consult a qualified financial advisor before making investment decisions. Truthifi is an independent platform. This guide reflects current product functionality as of June 2026.
About the author
Scott Blandford is Founder & CEO of Truthifi, where he leads the company’s vision for transparent, AI-powered financial intelligence. Before founding Truthifi, Scott spent 25+ years in financial services, including senior roles at Fidelity Investments, Merrill Lynch, Bank of America, and TIAA, building the data infrastructure that institutions rely on to manage wealth at scale. He writes about the technology reshaping how people connect with and understand their financial lives.
Reviewed by Mike Young, Head of Product at Truthifi. Mike has 20+ years building digital investment platforms at Merrill Lynch, TIAA, JP Morgan, and Vanguard.
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Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
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