Connect Meta Muse to your bank account: Chase and Bank of America
Connect Meta Muse to your bank account: Chase and Bank of America
Connect Meta Muse to your bank account: Chase and Bank of America
In this article
Connect Meta Muse to your bank account: Chase and Bank of America
By Scott Blandford, Founder & CEO, Truthifi · Reviewed by the Truthifi Team · Published September 19, 2026
Your bank app only shows you that bank. If your paycheck lands at Chase and your card is with Bank of America, or the other way round, you won't see the full month in either one. A question as plain as "how much did we spend on dining?" needs both sets of transactions in one list. Usually that means two logins, two exports, and a spreadsheet that needs updating to stay current.
Meta Muse, Meta's personal AI agent, can answer that question, but not on its own: first you connect Meta Muse to your bank account through Truthifi. According to Meta's launch post (2026), Muse is an agent that works from its own cloud computer and connects only to the apps you choose, and your bank isn't one of them until you link it.
We bring your linked accounts into one view and sort your spending and income by category. Muse reads that view, so you get one answer covering what came in, what went out and what keeps repeating, across both banks. A Meta Muse Chase setup and a Meta Muse Bank of America setup follow the same steps. What changes is the paycheck-and-card split, where one bank pays the other and a combined total can count the same money twice.
In short: Muse can read your Chase and Bank of America accounts, read-only, once both are linked in Truthifi. Link your bank accounts on Truthifi's page, ask Muse to connect to your Truthifi account, sign in, and click Authorize. Then ask about spending, income and balances.
How we checked this: Truthifi has tested Muse's connection to its MCP server. That test had limits: it didn't record how Muse handles approvals on goals it runs later, as noted below. The other Muse details on this page come from Meta's own announcement and help pages.
Meta Muse personal finance questions to start with
The best first questions are the plain ones: where the money went, what came in, which charges repeat and how each balance moved. With both banks linked, Muse asks Truthifi for spending and income by category, recurring subscriptions, balance changes over a date range and the transactions behind them. Start each request with "Using Truthifi".
What you get | Ask Muse |
|---|---|
Spending and income, sorted by category | "Using Truthifi, what were my spending and income by category last month, across all my bank accounts?" |
The subscriptions it finds in your transactions | "Using Truthifi, find recurring subscriptions in my transactions." |
Each account's opening and closing balance over the range | "Using Truthifi, how did my checking and savings balances change over the last three months?" |
Individual transactions, a page at a time | "Using Truthifi, list my transactions over $200 last month." |
One limit applies: a single request for individual transactions returns at most the most recent 90 days. For a longer stretch, the category and balance views are the better fit.
One trap is specific to a paycheck-and-card split. When you pay the Bank of America card from Chase checking, that payment can show up as money leaving Chase, on top of the card purchases it pays for. Counted together, the month may look more expensive than it was. Before you trust a combined total, ask Muse to leave out card payments and transfers between your own accounts: "Using Truthifi, what did I spend by category last month, excluding credit card payments and transfers between my accounts?"
Ask your AI:
"Using Truthifi, what did I spend on groceries and dining each month this year?"
"Using Truthifi, which of my linked accounts have stopped updating?"
We also give you ready-made prompts to hand your connected assistant. For a monthly Meta Muse budget check, "Where my money went" shows your spending trend by category and "Recurring subscriptions" lists the repeat charges on your accounts. "Cash flow statement" goes further, reconciling operating, investing and financing cash flows to your cash balances. The prompts are instructions for your assistant and carry no account data until it runs the tools. According to Truthifi's pricing page, as of October 2026, a tool call usually costs 1 credit and credits reset every day and every month. Some calls cost more, such as an on-demand refresh at 3 credits.
How to connect Meta Muse to your bank account safely
Two separate links make this work, and neither one puts a bank password in front of Muse.
Account linking happens on Truthifi's page, never in the chat. You sign in to your bank or broker through our connection partner (Plaid, Yodlee or By All Accounts), not through Truthifi or your AI assistant. Your bank username and password are never seen or stored by Truthifi. For how those partners fit into the picture, see Is it safe to connect your accounts?
Muse connects separately, to Truthifi's MCP server, the address it uses to call Truthifi's tools. It gets your Truthifi data only after you sign in and click Authorize, and what it holds afterwards is a sign-in token from Truthifi, never your password.
After that, you don't have to do anything. On paid plans and Connect Explore, we refresh your data automatically once a day when the connection to your bank or broker is working, and those daily refreshes don't use your AI assistant credits. Your history goes back as far as your bank's records allow, because we build it from the transactions your bank or broker makes available. Data is encrypted in transit and at rest.
What you need
Meta Muse, which Meta is rolling out in the US on iOS, Android and muse.ai. It's free with a usage limit, and paid plans add more weekly usage, according to Meta's subscriptions help (2026).
A Truthifi account. According to Truthifi's pricing page as of October 2026, consumer plans, free ones included, let you connect your own AI assistant, so you can start free (limits apply).
A login of your own. One Truthifi login per person; logins aren't for sharing, even with family members or colleagues at your firm.
Both banks linked in Truthifi. Check each bank's status at truthifi.com/connections before you link it.
Setup: five steps
Link your banks. On Truthifi's page, link the Chase and Bank of America accounts you want Muse to read.
Ask Muse to connect. In Muse, ask: "Please connect to my Truthifi account via Truthifi MCP." If Muse can't find it, add the address: "...using Truthifi's MCP server at https://api.truthifi.com/mcp."
Sign in on Truthifi's page. When the sign-in appears, sign in only on Truthifi's own sign-in page. Don't type your Truthifi password into Muse.
Read the Authorize screen, then click Authorize. Before you click, it lists what the assistant can read: balances, transactions and spending by category for your Chase and Bank of America accounts. It also lists two kinds of change: managing assets and liabilities you track by hand, and running portfolio scans, which is how a refresh of your Chase and Bank of America data starts. Choose Authorize to finish connecting, or Cancel to back out.
Check it works. Ask "Using Truthifi, what are my balances?" and check that your linked accounts come back.
Your controls
An AI assistant starts out able to see all the accounts you've linked in Truthifi. To choose which accounts each assistant can see, go to Settings → Sharing and select the assistant. If you're trying Muse for the first time, start narrow: share the two banks and nothing else, then widen it once you've seen the answers. If your paycheck and card are split between Chase and Bank of America, we'd suggest keeping that narrow setup until you're comfortable with Muse's answers.
What leaves Truthifi when Muse asks
Connecting an assistant means its AI company receives the data Truthifi's tools return and handles it under its own terms.
Results can include individual transactions, holdings and balances, not only summaries. They can also include the names on your accounts, such as owners and beneficiaries, and masked account numbers.
Meta sets its own rules on its side. According to its launch post (2026), Muse doesn't share your conversations or the data on its cloud computer with Meta's ad systems, and you can opt out of training use. Meta's Connectors help (2026) adds that, by default, Muse won't take many important actions without your approval, and that Meta doesn't review custom connectors or how they use your information. Truthifi's own safeguards are on the Truthifi security page.
Because Muse keeps working after you close the app, you can give it a recurring job, such as a summary of last month's spending by category at the start of each month. Each run uses Truthifi credits, and some questions need a higher plan, so check the pricing page for the plan a tool requires. Whether your assistant asks before running a tool is up to the assistant, not Truthifi, and our test didn't record how Muse handles approvals on a goal it runs later.
What Muse cannot do through Truthifi
Truthifi has read-only access to your bank and brokerage accounts. Your assistant can read those accounts but can't move money, place trades or change anything there, so Muse can't pay a bill, move money between your banks or open an account through Truthifi. Two tools change data inside Truthifi itself: adding or deleting assets you track by hand, and refreshing your data on demand.
Supported institutions
Check each bank's status at truthifi.com/connections before linking it on Truthifi's page. Per Truthifi platform data, Truthifi links with 18,000+ financial institutions through Plaid, Yodlee and By All Accounts, and each bank has its own status page: see Chase and Bank of America. You can also add assets and debts by hand, such as a home or a mortgage.
Disconnecting
Turning the connection off takes a step on each side. In Truthifi, go to Connections → Agents → ⋯ → Revoke. On the Muse side, according to Meta's Connectors help, you disconnect a connector under Settings → Connectors.
After you revoke, your assistant gets no new data from Truthifi, but what it already received stays where it is. Information Muse already used can stay in its memories and your conversation history, and you can ask Muse to forget those interactions. What the AI company keeps after that depends on its own terms.
Unlike an AI budgeting app that holds your data inside one product, this link is something you can test yourself. After you revoke, ask Muse for your balances again. If it can't pull fresh figures from Truthifi, the link is off, and any numbers it still repeats are the history you may want it to forget.
Frequently asked questions
What is Truthifi?
Truthifi pulls your linked accounts into a single view and checks them for fees, concentration and other issues. No commissions, no ads, no advice. Assistants such as Meta Muse read that view through Truthifi's MCP server once you've signed in and approved them.
How do I connect Meta Muse to my Chase account?
Check Chase's status at truthifi.com/connections, then link the account on Truthifi's page. After that, ask Muse to connect to your Truthifi account, sign in on Truthifi's own sign-in page and click Authorize. Bank of America works the same way, and once both are linked, Muse can answer questions about them together.
Is a Meta Muse Chase setup any different from a Meta Muse Bank of America setup?
Only slightly. Each bank links on Truthifi's page, and Muse connects to Truthifi once, not to each bank. Check each bank's status page before you link it, because connection status can differ between institutions. The bigger difference comes after linking: if Chase checking pays a Bank of America card, exclude card payments and transfers so the month isn't counted twice.
Will Muse see my credit card as well as my checking account?
It will, as long as both are linked in Truthifi. An assistant starts with every account you've linked, cards included, so a dining question covers what you paid by card as well as by debit. You can narrow that under Settings → Sharing, and anything you leave out stays out of Muse's answers.
Can Muse see my individual bank transactions?
It can, for any linked account, and not only summaries. Each request for individual transactions covers at most the most recent 90 days. For a longer period, ask for spending by category or for balance changes over the range, which cover the same ground in fewer calls.
Can Muse pay bills or move money from my bank account through Truthifi?
No. Muse can read your accounts through Truthifi but can't act at your bank: no payments, transfers or trades. The only changes Truthifi's tools make are inside Truthifi itself, to assets you track by hand and to refreshing your data.
Can I let Muse see my bank accounts but not my investments?
Yes. Go to Settings → Sharing in Truthifi, select Muse and choose only your bank accounts. Its answers will then cover Chase and Bank of America and leave your investment accounts out, which is also a sensible way to start.
Who sees my online banking password?
Neither Muse nor Truthifi. You type it on the connection partner's screen when you link the bank, and Truthifi never sees or stores it. Your assistant is given a Truthifi sign-in token, never your password, and you can revoke it at any time.
How do I know if my bank can be linked?
Look it up at truthifi.com/connections before you link it. Truthifi connects to 18,000+ financial institutions through Plaid, Yodlee and By All Accounts. Anything you can't link, such as a home or a mortgage, can be added by hand.
What if one of my bank connections stops updating?
To see which accounts are linked and whether any have stopped updating, ask Muse to run Truthifi's "Account connection check" prompt. You can also ask for a refresh. Per Truthifi's pricing page, each on-demand refresh uses 3 credits, while the automatic daily refresh is free. A refresh won't run while your bank's data connection is down.
How do I run a monthly Meta Muse budget check?
Ask Muse to run Truthifi's "Where my money went" prompt at the start of each month, then "Recurring subscriptions" for the repeat charges. You can also set it as a recurring goal. Each run uses Truthifi credits, so keep the list of questions short.
Is it safe to connect Muse to Chase or Bank of America?
Muse reads your accounts only through Truthifi, and only after you approve it. Your bank password never reaches Muse or Truthifi, and your data is encrypted in transit and at rest. What Muse receives is then handled by Meta under its own terms, so share only the accounts you actually want it to see.
Does Meta use my bank data for ads?
Meta's launch post says Muse doesn't share your conversations or the data on its cloud computer with its ad systems, and that you can opt out of training use. Separately, the data Truthifi's tools return to Muse is handled by Meta under its own terms, as with any AI company you connect.
Does disconnecting erase what Muse learned?
Not necessarily. Revoking in Truthifi stops new data, but what Muse already received stays with Muse. Meta says it may remain in its memories and your conversation history, so ask Muse to forget those interactions after you disconnect. What Meta keeps beyond that depends on its own terms.
Is this an AI budgeting app?
No. Muse stays your assistant, Truthifi supplies the bank data it reads, and you decide which accounts it sees. What you get back are facts about your own transactions and balances, such as spending by category or recurring charges. Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
About the author
Scott Blandford, Founder & CEO of Truthifi, writes these guides and the Truthifi Team reviews them. The team brings decades of experience inside wealth institutions including TIAA, Fidelity and Merrill, and every guide is checked against Truthifi's published product facts before it's updated.
Related connect guides
How to connect Meta Muse to Truthifi, step by step
How to ask Meta Muse about your portfolio
Meta Muse with Fidelity, Vanguard and Schwab
Meta Muse with Robinhood and E\*TRADE
Meta Muse with Coinbase and Kraken
Using a different assistant? See Chase and Bank of America with Claude or with ChatGPT. Get started with Truthifi
Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
Connect Meta Muse to your bank account: Chase and Bank of America
By Scott Blandford, Founder & CEO, Truthifi · Reviewed by the Truthifi Team · Published September 19, 2026
Your bank app only shows you that bank. If your paycheck lands at Chase and your card is with Bank of America, or the other way round, you won't see the full month in either one. A question as plain as "how much did we spend on dining?" needs both sets of transactions in one list. Usually that means two logins, two exports, and a spreadsheet that needs updating to stay current.
Meta Muse, Meta's personal AI agent, can answer that question, but not on its own: first you connect Meta Muse to your bank account through Truthifi. According to Meta's launch post (2026), Muse is an agent that works from its own cloud computer and connects only to the apps you choose, and your bank isn't one of them until you link it.
We bring your linked accounts into one view and sort your spending and income by category. Muse reads that view, so you get one answer covering what came in, what went out and what keeps repeating, across both banks. A Meta Muse Chase setup and a Meta Muse Bank of America setup follow the same steps. What changes is the paycheck-and-card split, where one bank pays the other and a combined total can count the same money twice.
In short: Muse can read your Chase and Bank of America accounts, read-only, once both are linked in Truthifi. Link your bank accounts on Truthifi's page, ask Muse to connect to your Truthifi account, sign in, and click Authorize. Then ask about spending, income and balances.
How we checked this: Truthifi has tested Muse's connection to its MCP server. That test had limits: it didn't record how Muse handles approvals on goals it runs later, as noted below. The other Muse details on this page come from Meta's own announcement and help pages.
Meta Muse personal finance questions to start with
The best first questions are the plain ones: where the money went, what came in, which charges repeat and how each balance moved. With both banks linked, Muse asks Truthifi for spending and income by category, recurring subscriptions, balance changes over a date range and the transactions behind them. Start each request with "Using Truthifi".
What you get | Ask Muse |
|---|---|
Spending and income, sorted by category | "Using Truthifi, what were my spending and income by category last month, across all my bank accounts?" |
The subscriptions it finds in your transactions | "Using Truthifi, find recurring subscriptions in my transactions." |
Each account's opening and closing balance over the range | "Using Truthifi, how did my checking and savings balances change over the last three months?" |
Individual transactions, a page at a time | "Using Truthifi, list my transactions over $200 last month." |
One limit applies: a single request for individual transactions returns at most the most recent 90 days. For a longer stretch, the category and balance views are the better fit.
One trap is specific to a paycheck-and-card split. When you pay the Bank of America card from Chase checking, that payment can show up as money leaving Chase, on top of the card purchases it pays for. Counted together, the month may look more expensive than it was. Before you trust a combined total, ask Muse to leave out card payments and transfers between your own accounts: "Using Truthifi, what did I spend by category last month, excluding credit card payments and transfers between my accounts?"
Ask your AI:
"Using Truthifi, what did I spend on groceries and dining each month this year?"
"Using Truthifi, which of my linked accounts have stopped updating?"
We also give you ready-made prompts to hand your connected assistant. For a monthly Meta Muse budget check, "Where my money went" shows your spending trend by category and "Recurring subscriptions" lists the repeat charges on your accounts. "Cash flow statement" goes further, reconciling operating, investing and financing cash flows to your cash balances. The prompts are instructions for your assistant and carry no account data until it runs the tools. According to Truthifi's pricing page, as of October 2026, a tool call usually costs 1 credit and credits reset every day and every month. Some calls cost more, such as an on-demand refresh at 3 credits.
How to connect Meta Muse to your bank account safely
Two separate links make this work, and neither one puts a bank password in front of Muse.
Account linking happens on Truthifi's page, never in the chat. You sign in to your bank or broker through our connection partner (Plaid, Yodlee or By All Accounts), not through Truthifi or your AI assistant. Your bank username and password are never seen or stored by Truthifi. For how those partners fit into the picture, see Is it safe to connect your accounts?
Muse connects separately, to Truthifi's MCP server, the address it uses to call Truthifi's tools. It gets your Truthifi data only after you sign in and click Authorize, and what it holds afterwards is a sign-in token from Truthifi, never your password.
After that, you don't have to do anything. On paid plans and Connect Explore, we refresh your data automatically once a day when the connection to your bank or broker is working, and those daily refreshes don't use your AI assistant credits. Your history goes back as far as your bank's records allow, because we build it from the transactions your bank or broker makes available. Data is encrypted in transit and at rest.
What you need
Meta Muse, which Meta is rolling out in the US on iOS, Android and muse.ai. It's free with a usage limit, and paid plans add more weekly usage, according to Meta's subscriptions help (2026).
A Truthifi account. According to Truthifi's pricing page as of October 2026, consumer plans, free ones included, let you connect your own AI assistant, so you can start free (limits apply).
A login of your own. One Truthifi login per person; logins aren't for sharing, even with family members or colleagues at your firm.
Both banks linked in Truthifi. Check each bank's status at truthifi.com/connections before you link it.
Setup: five steps
Link your banks. On Truthifi's page, link the Chase and Bank of America accounts you want Muse to read.
Ask Muse to connect. In Muse, ask: "Please connect to my Truthifi account via Truthifi MCP." If Muse can't find it, add the address: "...using Truthifi's MCP server at https://api.truthifi.com/mcp."
Sign in on Truthifi's page. When the sign-in appears, sign in only on Truthifi's own sign-in page. Don't type your Truthifi password into Muse.
Read the Authorize screen, then click Authorize. Before you click, it lists what the assistant can read: balances, transactions and spending by category for your Chase and Bank of America accounts. It also lists two kinds of change: managing assets and liabilities you track by hand, and running portfolio scans, which is how a refresh of your Chase and Bank of America data starts. Choose Authorize to finish connecting, or Cancel to back out.
Check it works. Ask "Using Truthifi, what are my balances?" and check that your linked accounts come back.
Your controls
An AI assistant starts out able to see all the accounts you've linked in Truthifi. To choose which accounts each assistant can see, go to Settings → Sharing and select the assistant. If you're trying Muse for the first time, start narrow: share the two banks and nothing else, then widen it once you've seen the answers. If your paycheck and card are split between Chase and Bank of America, we'd suggest keeping that narrow setup until you're comfortable with Muse's answers.
What leaves Truthifi when Muse asks
Connecting an assistant means its AI company receives the data Truthifi's tools return and handles it under its own terms.
Results can include individual transactions, holdings and balances, not only summaries. They can also include the names on your accounts, such as owners and beneficiaries, and masked account numbers.
Meta sets its own rules on its side. According to its launch post (2026), Muse doesn't share your conversations or the data on its cloud computer with Meta's ad systems, and you can opt out of training use. Meta's Connectors help (2026) adds that, by default, Muse won't take many important actions without your approval, and that Meta doesn't review custom connectors or how they use your information. Truthifi's own safeguards are on the Truthifi security page.
Because Muse keeps working after you close the app, you can give it a recurring job, such as a summary of last month's spending by category at the start of each month. Each run uses Truthifi credits, and some questions need a higher plan, so check the pricing page for the plan a tool requires. Whether your assistant asks before running a tool is up to the assistant, not Truthifi, and our test didn't record how Muse handles approvals on a goal it runs later.
What Muse cannot do through Truthifi
Truthifi has read-only access to your bank and brokerage accounts. Your assistant can read those accounts but can't move money, place trades or change anything there, so Muse can't pay a bill, move money between your banks or open an account through Truthifi. Two tools change data inside Truthifi itself: adding or deleting assets you track by hand, and refreshing your data on demand.
Supported institutions
Check each bank's status at truthifi.com/connections before linking it on Truthifi's page. Per Truthifi platform data, Truthifi links with 18,000+ financial institutions through Plaid, Yodlee and By All Accounts, and each bank has its own status page: see Chase and Bank of America. You can also add assets and debts by hand, such as a home or a mortgage.
Disconnecting
Turning the connection off takes a step on each side. In Truthifi, go to Connections → Agents → ⋯ → Revoke. On the Muse side, according to Meta's Connectors help, you disconnect a connector under Settings → Connectors.
After you revoke, your assistant gets no new data from Truthifi, but what it already received stays where it is. Information Muse already used can stay in its memories and your conversation history, and you can ask Muse to forget those interactions. What the AI company keeps after that depends on its own terms.
Unlike an AI budgeting app that holds your data inside one product, this link is something you can test yourself. After you revoke, ask Muse for your balances again. If it can't pull fresh figures from Truthifi, the link is off, and any numbers it still repeats are the history you may want it to forget.
Frequently asked questions
What is Truthifi?
Truthifi pulls your linked accounts into a single view and checks them for fees, concentration and other issues. No commissions, no ads, no advice. Assistants such as Meta Muse read that view through Truthifi's MCP server once you've signed in and approved them.
How do I connect Meta Muse to my Chase account?
Check Chase's status at truthifi.com/connections, then link the account on Truthifi's page. After that, ask Muse to connect to your Truthifi account, sign in on Truthifi's own sign-in page and click Authorize. Bank of America works the same way, and once both are linked, Muse can answer questions about them together.
Is a Meta Muse Chase setup any different from a Meta Muse Bank of America setup?
Only slightly. Each bank links on Truthifi's page, and Muse connects to Truthifi once, not to each bank. Check each bank's status page before you link it, because connection status can differ between institutions. The bigger difference comes after linking: if Chase checking pays a Bank of America card, exclude card payments and transfers so the month isn't counted twice.
Will Muse see my credit card as well as my checking account?
It will, as long as both are linked in Truthifi. An assistant starts with every account you've linked, cards included, so a dining question covers what you paid by card as well as by debit. You can narrow that under Settings → Sharing, and anything you leave out stays out of Muse's answers.
Can Muse see my individual bank transactions?
It can, for any linked account, and not only summaries. Each request for individual transactions covers at most the most recent 90 days. For a longer period, ask for spending by category or for balance changes over the range, which cover the same ground in fewer calls.
Can Muse pay bills or move money from my bank account through Truthifi?
No. Muse can read your accounts through Truthifi but can't act at your bank: no payments, transfers or trades. The only changes Truthifi's tools make are inside Truthifi itself, to assets you track by hand and to refreshing your data.
Can I let Muse see my bank accounts but not my investments?
Yes. Go to Settings → Sharing in Truthifi, select Muse and choose only your bank accounts. Its answers will then cover Chase and Bank of America and leave your investment accounts out, which is also a sensible way to start.
Who sees my online banking password?
Neither Muse nor Truthifi. You type it on the connection partner's screen when you link the bank, and Truthifi never sees or stores it. Your assistant is given a Truthifi sign-in token, never your password, and you can revoke it at any time.
How do I know if my bank can be linked?
Look it up at truthifi.com/connections before you link it. Truthifi connects to 18,000+ financial institutions through Plaid, Yodlee and By All Accounts. Anything you can't link, such as a home or a mortgage, can be added by hand.
What if one of my bank connections stops updating?
To see which accounts are linked and whether any have stopped updating, ask Muse to run Truthifi's "Account connection check" prompt. You can also ask for a refresh. Per Truthifi's pricing page, each on-demand refresh uses 3 credits, while the automatic daily refresh is free. A refresh won't run while your bank's data connection is down.
How do I run a monthly Meta Muse budget check?
Ask Muse to run Truthifi's "Where my money went" prompt at the start of each month, then "Recurring subscriptions" for the repeat charges. You can also set it as a recurring goal. Each run uses Truthifi credits, so keep the list of questions short.
Is it safe to connect Muse to Chase or Bank of America?
Muse reads your accounts only through Truthifi, and only after you approve it. Your bank password never reaches Muse or Truthifi, and your data is encrypted in transit and at rest. What Muse receives is then handled by Meta under its own terms, so share only the accounts you actually want it to see.
Does Meta use my bank data for ads?
Meta's launch post says Muse doesn't share your conversations or the data on its cloud computer with its ad systems, and that you can opt out of training use. Separately, the data Truthifi's tools return to Muse is handled by Meta under its own terms, as with any AI company you connect.
Does disconnecting erase what Muse learned?
Not necessarily. Revoking in Truthifi stops new data, but what Muse already received stays with Muse. Meta says it may remain in its memories and your conversation history, so ask Muse to forget those interactions after you disconnect. What Meta keeps beyond that depends on its own terms.
Is this an AI budgeting app?
No. Muse stays your assistant, Truthifi supplies the bank data it reads, and you decide which accounts it sees. What you get back are facts about your own transactions and balances, such as spending by category or recurring charges. Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
About the author
Scott Blandford, Founder & CEO of Truthifi, writes these guides and the Truthifi Team reviews them. The team brings decades of experience inside wealth institutions including TIAA, Fidelity and Merrill, and every guide is checked against Truthifi's published product facts before it's updated.
Related connect guides
How to connect Meta Muse to Truthifi, step by step
How to ask Meta Muse about your portfolio
Meta Muse with Fidelity, Vanguard and Schwab
Meta Muse with Robinhood and E\*TRADE
Meta Muse with Coinbase and Kraken
Using a different assistant? See Chase and Bank of America with Claude or with ChatGPT. Get started with Truthifi
Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
Connect Meta Muse to your bank account: Chase and Bank of America
By Scott Blandford, Founder & CEO, Truthifi · Reviewed by the Truthifi Team · Published September 19, 2026
Your bank app only shows you that bank. If your paycheck lands at Chase and your card is with Bank of America, or the other way round, you won't see the full month in either one. A question as plain as "how much did we spend on dining?" needs both sets of transactions in one list. Usually that means two logins, two exports, and a spreadsheet that needs updating to stay current.
Meta Muse, Meta's personal AI agent, can answer that question, but not on its own: first you connect Meta Muse to your bank account through Truthifi. According to Meta's launch post (2026), Muse is an agent that works from its own cloud computer and connects only to the apps you choose, and your bank isn't one of them until you link it.
We bring your linked accounts into one view and sort your spending and income by category. Muse reads that view, so you get one answer covering what came in, what went out and what keeps repeating, across both banks. A Meta Muse Chase setup and a Meta Muse Bank of America setup follow the same steps. What changes is the paycheck-and-card split, where one bank pays the other and a combined total can count the same money twice.
In short: Muse can read your Chase and Bank of America accounts, read-only, once both are linked in Truthifi. Link your bank accounts on Truthifi's page, ask Muse to connect to your Truthifi account, sign in, and click Authorize. Then ask about spending, income and balances.
How we checked this: Truthifi has tested Muse's connection to its MCP server. That test had limits: it didn't record how Muse handles approvals on goals it runs later, as noted below. The other Muse details on this page come from Meta's own announcement and help pages.
Meta Muse personal finance questions to start with
The best first questions are the plain ones: where the money went, what came in, which charges repeat and how each balance moved. With both banks linked, Muse asks Truthifi for spending and income by category, recurring subscriptions, balance changes over a date range and the transactions behind them. Start each request with "Using Truthifi".
What you get | Ask Muse |
|---|---|
Spending and income, sorted by category | "Using Truthifi, what were my spending and income by category last month, across all my bank accounts?" |
The subscriptions it finds in your transactions | "Using Truthifi, find recurring subscriptions in my transactions." |
Each account's opening and closing balance over the range | "Using Truthifi, how did my checking and savings balances change over the last three months?" |
Individual transactions, a page at a time | "Using Truthifi, list my transactions over $200 last month." |
One limit applies: a single request for individual transactions returns at most the most recent 90 days. For a longer stretch, the category and balance views are the better fit.
One trap is specific to a paycheck-and-card split. When you pay the Bank of America card from Chase checking, that payment can show up as money leaving Chase, on top of the card purchases it pays for. Counted together, the month may look more expensive than it was. Before you trust a combined total, ask Muse to leave out card payments and transfers between your own accounts: "Using Truthifi, what did I spend by category last month, excluding credit card payments and transfers between my accounts?"
Ask your AI:
"Using Truthifi, what did I spend on groceries and dining each month this year?"
"Using Truthifi, which of my linked accounts have stopped updating?"
We also give you ready-made prompts to hand your connected assistant. For a monthly Meta Muse budget check, "Where my money went" shows your spending trend by category and "Recurring subscriptions" lists the repeat charges on your accounts. "Cash flow statement" goes further, reconciling operating, investing and financing cash flows to your cash balances. The prompts are instructions for your assistant and carry no account data until it runs the tools. According to Truthifi's pricing page, as of October 2026, a tool call usually costs 1 credit and credits reset every day and every month. Some calls cost more, such as an on-demand refresh at 3 credits.
How to connect Meta Muse to your bank account safely
Two separate links make this work, and neither one puts a bank password in front of Muse.
Account linking happens on Truthifi's page, never in the chat. You sign in to your bank or broker through our connection partner (Plaid, Yodlee or By All Accounts), not through Truthifi or your AI assistant. Your bank username and password are never seen or stored by Truthifi. For how those partners fit into the picture, see Is it safe to connect your accounts?
Muse connects separately, to Truthifi's MCP server, the address it uses to call Truthifi's tools. It gets your Truthifi data only after you sign in and click Authorize, and what it holds afterwards is a sign-in token from Truthifi, never your password.
After that, you don't have to do anything. On paid plans and Connect Explore, we refresh your data automatically once a day when the connection to your bank or broker is working, and those daily refreshes don't use your AI assistant credits. Your history goes back as far as your bank's records allow, because we build it from the transactions your bank or broker makes available. Data is encrypted in transit and at rest.
What you need
Meta Muse, which Meta is rolling out in the US on iOS, Android and muse.ai. It's free with a usage limit, and paid plans add more weekly usage, according to Meta's subscriptions help (2026).
A Truthifi account. According to Truthifi's pricing page as of October 2026, consumer plans, free ones included, let you connect your own AI assistant, so you can start free (limits apply).
A login of your own. One Truthifi login per person; logins aren't for sharing, even with family members or colleagues at your firm.
Both banks linked in Truthifi. Check each bank's status at truthifi.com/connections before you link it.
Setup: five steps
Link your banks. On Truthifi's page, link the Chase and Bank of America accounts you want Muse to read.
Ask Muse to connect. In Muse, ask: "Please connect to my Truthifi account via Truthifi MCP." If Muse can't find it, add the address: "...using Truthifi's MCP server at https://api.truthifi.com/mcp."
Sign in on Truthifi's page. When the sign-in appears, sign in only on Truthifi's own sign-in page. Don't type your Truthifi password into Muse.
Read the Authorize screen, then click Authorize. Before you click, it lists what the assistant can read: balances, transactions and spending by category for your Chase and Bank of America accounts. It also lists two kinds of change: managing assets and liabilities you track by hand, and running portfolio scans, which is how a refresh of your Chase and Bank of America data starts. Choose Authorize to finish connecting, or Cancel to back out.
Check it works. Ask "Using Truthifi, what are my balances?" and check that your linked accounts come back.
Your controls
An AI assistant starts out able to see all the accounts you've linked in Truthifi. To choose which accounts each assistant can see, go to Settings → Sharing and select the assistant. If you're trying Muse for the first time, start narrow: share the two banks and nothing else, then widen it once you've seen the answers. If your paycheck and card are split between Chase and Bank of America, we'd suggest keeping that narrow setup until you're comfortable with Muse's answers.
What leaves Truthifi when Muse asks
Connecting an assistant means its AI company receives the data Truthifi's tools return and handles it under its own terms.
Results can include individual transactions, holdings and balances, not only summaries. They can also include the names on your accounts, such as owners and beneficiaries, and masked account numbers.
Meta sets its own rules on its side. According to its launch post (2026), Muse doesn't share your conversations or the data on its cloud computer with Meta's ad systems, and you can opt out of training use. Meta's Connectors help (2026) adds that, by default, Muse won't take many important actions without your approval, and that Meta doesn't review custom connectors or how they use your information. Truthifi's own safeguards are on the Truthifi security page.
Because Muse keeps working after you close the app, you can give it a recurring job, such as a summary of last month's spending by category at the start of each month. Each run uses Truthifi credits, and some questions need a higher plan, so check the pricing page for the plan a tool requires. Whether your assistant asks before running a tool is up to the assistant, not Truthifi, and our test didn't record how Muse handles approvals on a goal it runs later.
What Muse cannot do through Truthifi
Truthifi has read-only access to your bank and brokerage accounts. Your assistant can read those accounts but can't move money, place trades or change anything there, so Muse can't pay a bill, move money between your banks or open an account through Truthifi. Two tools change data inside Truthifi itself: adding or deleting assets you track by hand, and refreshing your data on demand.
Supported institutions
Check each bank's status at truthifi.com/connections before linking it on Truthifi's page. Per Truthifi platform data, Truthifi links with 18,000+ financial institutions through Plaid, Yodlee and By All Accounts, and each bank has its own status page: see Chase and Bank of America. You can also add assets and debts by hand, such as a home or a mortgage.
Disconnecting
Turning the connection off takes a step on each side. In Truthifi, go to Connections → Agents → ⋯ → Revoke. On the Muse side, according to Meta's Connectors help, you disconnect a connector under Settings → Connectors.
After you revoke, your assistant gets no new data from Truthifi, but what it already received stays where it is. Information Muse already used can stay in its memories and your conversation history, and you can ask Muse to forget those interactions. What the AI company keeps after that depends on its own terms.
Unlike an AI budgeting app that holds your data inside one product, this link is something you can test yourself. After you revoke, ask Muse for your balances again. If it can't pull fresh figures from Truthifi, the link is off, and any numbers it still repeats are the history you may want it to forget.
Frequently asked questions
What is Truthifi?
Truthifi pulls your linked accounts into a single view and checks them for fees, concentration and other issues. No commissions, no ads, no advice. Assistants such as Meta Muse read that view through Truthifi's MCP server once you've signed in and approved them.
How do I connect Meta Muse to my Chase account?
Check Chase's status at truthifi.com/connections, then link the account on Truthifi's page. After that, ask Muse to connect to your Truthifi account, sign in on Truthifi's own sign-in page and click Authorize. Bank of America works the same way, and once both are linked, Muse can answer questions about them together.
Is a Meta Muse Chase setup any different from a Meta Muse Bank of America setup?
Only slightly. Each bank links on Truthifi's page, and Muse connects to Truthifi once, not to each bank. Check each bank's status page before you link it, because connection status can differ between institutions. The bigger difference comes after linking: if Chase checking pays a Bank of America card, exclude card payments and transfers so the month isn't counted twice.
Will Muse see my credit card as well as my checking account?
It will, as long as both are linked in Truthifi. An assistant starts with every account you've linked, cards included, so a dining question covers what you paid by card as well as by debit. You can narrow that under Settings → Sharing, and anything you leave out stays out of Muse's answers.
Can Muse see my individual bank transactions?
It can, for any linked account, and not only summaries. Each request for individual transactions covers at most the most recent 90 days. For a longer period, ask for spending by category or for balance changes over the range, which cover the same ground in fewer calls.
Can Muse pay bills or move money from my bank account through Truthifi?
No. Muse can read your accounts through Truthifi but can't act at your bank: no payments, transfers or trades. The only changes Truthifi's tools make are inside Truthifi itself, to assets you track by hand and to refreshing your data.
Can I let Muse see my bank accounts but not my investments?
Yes. Go to Settings → Sharing in Truthifi, select Muse and choose only your bank accounts. Its answers will then cover Chase and Bank of America and leave your investment accounts out, which is also a sensible way to start.
Who sees my online banking password?
Neither Muse nor Truthifi. You type it on the connection partner's screen when you link the bank, and Truthifi never sees or stores it. Your assistant is given a Truthifi sign-in token, never your password, and you can revoke it at any time.
How do I know if my bank can be linked?
Look it up at truthifi.com/connections before you link it. Truthifi connects to 18,000+ financial institutions through Plaid, Yodlee and By All Accounts. Anything you can't link, such as a home or a mortgage, can be added by hand.
What if one of my bank connections stops updating?
To see which accounts are linked and whether any have stopped updating, ask Muse to run Truthifi's "Account connection check" prompt. You can also ask for a refresh. Per Truthifi's pricing page, each on-demand refresh uses 3 credits, while the automatic daily refresh is free. A refresh won't run while your bank's data connection is down.
How do I run a monthly Meta Muse budget check?
Ask Muse to run Truthifi's "Where my money went" prompt at the start of each month, then "Recurring subscriptions" for the repeat charges. You can also set it as a recurring goal. Each run uses Truthifi credits, so keep the list of questions short.
Is it safe to connect Muse to Chase or Bank of America?
Muse reads your accounts only through Truthifi, and only after you approve it. Your bank password never reaches Muse or Truthifi, and your data is encrypted in transit and at rest. What Muse receives is then handled by Meta under its own terms, so share only the accounts you actually want it to see.
Does Meta use my bank data for ads?
Meta's launch post says Muse doesn't share your conversations or the data on its cloud computer with its ad systems, and that you can opt out of training use. Separately, the data Truthifi's tools return to Muse is handled by Meta under its own terms, as with any AI company you connect.
Does disconnecting erase what Muse learned?
Not necessarily. Revoking in Truthifi stops new data, but what Muse already received stays with Muse. Meta says it may remain in its memories and your conversation history, so ask Muse to forget those interactions after you disconnect. What Meta keeps beyond that depends on its own terms.
Is this an AI budgeting app?
No. Muse stays your assistant, Truthifi supplies the bank data it reads, and you decide which accounts it sees. What you get back are facts about your own transactions and balances, such as spending by category or recurring charges. Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
About the author
Scott Blandford, Founder & CEO of Truthifi, writes these guides and the Truthifi Team reviews them. The team brings decades of experience inside wealth institutions including TIAA, Fidelity and Merrill, and every guide is checked against Truthifi's published product facts before it's updated.
Related connect guides
How to connect Meta Muse to Truthifi, step by step
How to ask Meta Muse about your portfolio
Meta Muse with Fidelity, Vanguard and Schwab
Meta Muse with Robinhood and E\*TRADE
Meta Muse with Coinbase and Kraken
Using a different assistant? See Chase and Bank of America with Claude or with ChatGPT. Get started with Truthifi
Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
Connect Meta Muse to your bank account: Chase and Bank of America
By Scott Blandford, Founder & CEO, Truthifi · Reviewed by the Truthifi Team · Published September 19, 2026
Your bank app only shows you that bank. If your paycheck lands at Chase and your card is with Bank of America, or the other way round, you won't see the full month in either one. A question as plain as "how much did we spend on dining?" needs both sets of transactions in one list. Usually that means two logins, two exports, and a spreadsheet that needs updating to stay current.
Meta Muse, Meta's personal AI agent, can answer that question, but not on its own: first you connect Meta Muse to your bank account through Truthifi. According to Meta's launch post (2026), Muse is an agent that works from its own cloud computer and connects only to the apps you choose, and your bank isn't one of them until you link it.
We bring your linked accounts into one view and sort your spending and income by category. Muse reads that view, so you get one answer covering what came in, what went out and what keeps repeating, across both banks. A Meta Muse Chase setup and a Meta Muse Bank of America setup follow the same steps. What changes is the paycheck-and-card split, where one bank pays the other and a combined total can count the same money twice.
In short: Muse can read your Chase and Bank of America accounts, read-only, once both are linked in Truthifi. Link your bank accounts on Truthifi's page, ask Muse to connect to your Truthifi account, sign in, and click Authorize. Then ask about spending, income and balances.
How we checked this: Truthifi has tested Muse's connection to its MCP server. That test had limits: it didn't record how Muse handles approvals on goals it runs later, as noted below. The other Muse details on this page come from Meta's own announcement and help pages.
Meta Muse personal finance questions to start with
The best first questions are the plain ones: where the money went, what came in, which charges repeat and how each balance moved. With both banks linked, Muse asks Truthifi for spending and income by category, recurring subscriptions, balance changes over a date range and the transactions behind them. Start each request with "Using Truthifi".
What you get | Ask Muse |
|---|---|
Spending and income, sorted by category | "Using Truthifi, what were my spending and income by category last month, across all my bank accounts?" |
The subscriptions it finds in your transactions | "Using Truthifi, find recurring subscriptions in my transactions." |
Each account's opening and closing balance over the range | "Using Truthifi, how did my checking and savings balances change over the last three months?" |
Individual transactions, a page at a time | "Using Truthifi, list my transactions over $200 last month." |
One limit applies: a single request for individual transactions returns at most the most recent 90 days. For a longer stretch, the category and balance views are the better fit.
One trap is specific to a paycheck-and-card split. When you pay the Bank of America card from Chase checking, that payment can show up as money leaving Chase, on top of the card purchases it pays for. Counted together, the month may look more expensive than it was. Before you trust a combined total, ask Muse to leave out card payments and transfers between your own accounts: "Using Truthifi, what did I spend by category last month, excluding credit card payments and transfers between my accounts?"
Ask your AI:
"Using Truthifi, what did I spend on groceries and dining each month this year?"
"Using Truthifi, which of my linked accounts have stopped updating?"
We also give you ready-made prompts to hand your connected assistant. For a monthly Meta Muse budget check, "Where my money went" shows your spending trend by category and "Recurring subscriptions" lists the repeat charges on your accounts. "Cash flow statement" goes further, reconciling operating, investing and financing cash flows to your cash balances. The prompts are instructions for your assistant and carry no account data until it runs the tools. According to Truthifi's pricing page, as of October 2026, a tool call usually costs 1 credit and credits reset every day and every month. Some calls cost more, such as an on-demand refresh at 3 credits.
How to connect Meta Muse to your bank account safely
Two separate links make this work, and neither one puts a bank password in front of Muse.
Account linking happens on Truthifi's page, never in the chat. You sign in to your bank or broker through our connection partner (Plaid, Yodlee or By All Accounts), not through Truthifi or your AI assistant. Your bank username and password are never seen or stored by Truthifi. For how those partners fit into the picture, see Is it safe to connect your accounts?
Muse connects separately, to Truthifi's MCP server, the address it uses to call Truthifi's tools. It gets your Truthifi data only after you sign in and click Authorize, and what it holds afterwards is a sign-in token from Truthifi, never your password.
After that, you don't have to do anything. On paid plans and Connect Explore, we refresh your data automatically once a day when the connection to your bank or broker is working, and those daily refreshes don't use your AI assistant credits. Your history goes back as far as your bank's records allow, because we build it from the transactions your bank or broker makes available. Data is encrypted in transit and at rest.
What you need
Meta Muse, which Meta is rolling out in the US on iOS, Android and muse.ai. It's free with a usage limit, and paid plans add more weekly usage, according to Meta's subscriptions help (2026).
A Truthifi account. According to Truthifi's pricing page as of October 2026, consumer plans, free ones included, let you connect your own AI assistant, so you can start free (limits apply).
A login of your own. One Truthifi login per person; logins aren't for sharing, even with family members or colleagues at your firm.
Both banks linked in Truthifi. Check each bank's status at truthifi.com/connections before you link it.
Setup: five steps
Link your banks. On Truthifi's page, link the Chase and Bank of America accounts you want Muse to read.
Ask Muse to connect. In Muse, ask: "Please connect to my Truthifi account via Truthifi MCP." If Muse can't find it, add the address: "...using Truthifi's MCP server at https://api.truthifi.com/mcp."
Sign in on Truthifi's page. When the sign-in appears, sign in only on Truthifi's own sign-in page. Don't type your Truthifi password into Muse.
Read the Authorize screen, then click Authorize. Before you click, it lists what the assistant can read: balances, transactions and spending by category for your Chase and Bank of America accounts. It also lists two kinds of change: managing assets and liabilities you track by hand, and running portfolio scans, which is how a refresh of your Chase and Bank of America data starts. Choose Authorize to finish connecting, or Cancel to back out.
Check it works. Ask "Using Truthifi, what are my balances?" and check that your linked accounts come back.
Your controls
An AI assistant starts out able to see all the accounts you've linked in Truthifi. To choose which accounts each assistant can see, go to Settings → Sharing and select the assistant. If you're trying Muse for the first time, start narrow: share the two banks and nothing else, then widen it once you've seen the answers. If your paycheck and card are split between Chase and Bank of America, we'd suggest keeping that narrow setup until you're comfortable with Muse's answers.
What leaves Truthifi when Muse asks
Connecting an assistant means its AI company receives the data Truthifi's tools return and handles it under its own terms.
Results can include individual transactions, holdings and balances, not only summaries. They can also include the names on your accounts, such as owners and beneficiaries, and masked account numbers.
Meta sets its own rules on its side. According to its launch post (2026), Muse doesn't share your conversations or the data on its cloud computer with Meta's ad systems, and you can opt out of training use. Meta's Connectors help (2026) adds that, by default, Muse won't take many important actions without your approval, and that Meta doesn't review custom connectors or how they use your information. Truthifi's own safeguards are on the Truthifi security page.
Because Muse keeps working after you close the app, you can give it a recurring job, such as a summary of last month's spending by category at the start of each month. Each run uses Truthifi credits, and some questions need a higher plan, so check the pricing page for the plan a tool requires. Whether your assistant asks before running a tool is up to the assistant, not Truthifi, and our test didn't record how Muse handles approvals on a goal it runs later.
What Muse cannot do through Truthifi
Truthifi has read-only access to your bank and brokerage accounts. Your assistant can read those accounts but can't move money, place trades or change anything there, so Muse can't pay a bill, move money between your banks or open an account through Truthifi. Two tools change data inside Truthifi itself: adding or deleting assets you track by hand, and refreshing your data on demand.
Supported institutions
Check each bank's status at truthifi.com/connections before linking it on Truthifi's page. Per Truthifi platform data, Truthifi links with 18,000+ financial institutions through Plaid, Yodlee and By All Accounts, and each bank has its own status page: see Chase and Bank of America. You can also add assets and debts by hand, such as a home or a mortgage.
Disconnecting
Turning the connection off takes a step on each side. In Truthifi, go to Connections → Agents → ⋯ → Revoke. On the Muse side, according to Meta's Connectors help, you disconnect a connector under Settings → Connectors.
After you revoke, your assistant gets no new data from Truthifi, but what it already received stays where it is. Information Muse already used can stay in its memories and your conversation history, and you can ask Muse to forget those interactions. What the AI company keeps after that depends on its own terms.
Unlike an AI budgeting app that holds your data inside one product, this link is something you can test yourself. After you revoke, ask Muse for your balances again. If it can't pull fresh figures from Truthifi, the link is off, and any numbers it still repeats are the history you may want it to forget.
Frequently asked questions
What is Truthifi?
Truthifi pulls your linked accounts into a single view and checks them for fees, concentration and other issues. No commissions, no ads, no advice. Assistants such as Meta Muse read that view through Truthifi's MCP server once you've signed in and approved them.
How do I connect Meta Muse to my Chase account?
Check Chase's status at truthifi.com/connections, then link the account on Truthifi's page. After that, ask Muse to connect to your Truthifi account, sign in on Truthifi's own sign-in page and click Authorize. Bank of America works the same way, and once both are linked, Muse can answer questions about them together.
Is a Meta Muse Chase setup any different from a Meta Muse Bank of America setup?
Only slightly. Each bank links on Truthifi's page, and Muse connects to Truthifi once, not to each bank. Check each bank's status page before you link it, because connection status can differ between institutions. The bigger difference comes after linking: if Chase checking pays a Bank of America card, exclude card payments and transfers so the month isn't counted twice.
Will Muse see my credit card as well as my checking account?
It will, as long as both are linked in Truthifi. An assistant starts with every account you've linked, cards included, so a dining question covers what you paid by card as well as by debit. You can narrow that under Settings → Sharing, and anything you leave out stays out of Muse's answers.
Can Muse see my individual bank transactions?
It can, for any linked account, and not only summaries. Each request for individual transactions covers at most the most recent 90 days. For a longer period, ask for spending by category or for balance changes over the range, which cover the same ground in fewer calls.
Can Muse pay bills or move money from my bank account through Truthifi?
No. Muse can read your accounts through Truthifi but can't act at your bank: no payments, transfers or trades. The only changes Truthifi's tools make are inside Truthifi itself, to assets you track by hand and to refreshing your data.
Can I let Muse see my bank accounts but not my investments?
Yes. Go to Settings → Sharing in Truthifi, select Muse and choose only your bank accounts. Its answers will then cover Chase and Bank of America and leave your investment accounts out, which is also a sensible way to start.
Who sees my online banking password?
Neither Muse nor Truthifi. You type it on the connection partner's screen when you link the bank, and Truthifi never sees or stores it. Your assistant is given a Truthifi sign-in token, never your password, and you can revoke it at any time.
How do I know if my bank can be linked?
Look it up at truthifi.com/connections before you link it. Truthifi connects to 18,000+ financial institutions through Plaid, Yodlee and By All Accounts. Anything you can't link, such as a home or a mortgage, can be added by hand.
What if one of my bank connections stops updating?
To see which accounts are linked and whether any have stopped updating, ask Muse to run Truthifi's "Account connection check" prompt. You can also ask for a refresh. Per Truthifi's pricing page, each on-demand refresh uses 3 credits, while the automatic daily refresh is free. A refresh won't run while your bank's data connection is down.
How do I run a monthly Meta Muse budget check?
Ask Muse to run Truthifi's "Where my money went" prompt at the start of each month, then "Recurring subscriptions" for the repeat charges. You can also set it as a recurring goal. Each run uses Truthifi credits, so keep the list of questions short.
Is it safe to connect Muse to Chase or Bank of America?
Muse reads your accounts only through Truthifi, and only after you approve it. Your bank password never reaches Muse or Truthifi, and your data is encrypted in transit and at rest. What Muse receives is then handled by Meta under its own terms, so share only the accounts you actually want it to see.
Does Meta use my bank data for ads?
Meta's launch post says Muse doesn't share your conversations or the data on its cloud computer with its ad systems, and that you can opt out of training use. Separately, the data Truthifi's tools return to Muse is handled by Meta under its own terms, as with any AI company you connect.
Does disconnecting erase what Muse learned?
Not necessarily. Revoking in Truthifi stops new data, but what Muse already received stays with Muse. Meta says it may remain in its memories and your conversation history, so ask Muse to forget those interactions after you disconnect. What Meta keeps beyond that depends on its own terms.
Is this an AI budgeting app?
No. Muse stays your assistant, Truthifi supplies the bank data it reads, and you decide which accounts it sees. What you get back are facts about your own transactions and balances, such as spending by category or recurring charges. Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
About the author
Scott Blandford, Founder & CEO of Truthifi, writes these guides and the Truthifi Team reviews them. The team brings decades of experience inside wealth institutions including TIAA, Fidelity and Merrill, and every guide is checked against Truthifi's published product facts before it's updated.
Related connect guides
How to connect Meta Muse to Truthifi, step by step
How to ask Meta Muse about your portfolio
Meta Muse with Fidelity, Vanguard and Schwab
Meta Muse with Robinhood and E\*TRADE
Meta Muse with Coinbase and Kraken
Using a different assistant? See Chase and Bank of America with Claude or with ChatGPT. Get started with Truthifi
Truthifi is not an investment adviser and doesn't give investment, tax or legal advice.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
Disclaimer: This article is for educational purposes only and does not constitute financial, tax, or legal advice. It should not be construed as a personalized recommendation regarding any investment, financial advisor, or financial product. All calculations use hypothetical scenarios and historical return assumptions; actual results will vary. Past performance does not guarantee future results. Consult a qualified financial professional for guidance specific to your situation. Truthifi is an investment monitoring platform — not a financial advisor, broker-dealer, or tax professional. Truthifi does not manage assets, recommend investments, sell financial products, or provide personalized financial advice. Truthifi earns no revenue from advisor referrals, product commissions, or AUM fees. Statistics and data cited reflect publicly available sources current as of the article's publication date. Sources are linked throughout.
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Stop living in spreadsheets.
$6,000,000,000+
Monitored
18,000+
Providers covered
Bank-grade
Security
features
Company
Legal
Stop living in spreadsheets.
$6,000,000,000+
Monitored
18,000+
Providers covered
Bank-grade
Security
features
Company
Legal