⏱ 11 min read

Searching for “Claude Creative Planning”? You’re in the right place. Your Creative Planning account holds your financial life: checking balances, investment positions, retirement savings. Until now, getting “AI for Creative Planning” meant exporting CSVs, copying numbers, and hoping nothing was stale by the time you asked a question.

By Scott Blandford, Founder & CEO of Truthifi | Reviewed by Mike Young

Truthifi changes that. With a Claude Creative Planning connection using Truthifi, Claude can see your live Creative Planning portfolio data, balances, and transaction history. Truthifi rebuilds your historical data on connection: it fills gaps, corrects cost basis errors, and resolves ticker mismatches, so Claude works with clean, normalized data from day one. All of this happens through a read-only MCP connector that never touches your credentials and cannot move money.

This guide walks you through setup (about 5 minutes), explains exactly what Truthifi allows and blocks with your Creative Planning data, and shows you how to turn raw financial data into actionable Creative Planning AI insights with Claude.

Before you begin, you'll need:

• A paid individual Claude subscription (Pro or Max). Custom connectors are only available on paid individual plans. Free accounts and some team plans cannot add custom connectors.

• A Truthifi Connect account with at least one linked financial institution. Truthifi Connect is free to try, with paid plans from $5.99/month.

What You Need

• Looking for ChatGPT? See /connect/chatgpt-creative-planning

How to Connect Claude to Your Creative Planning Account

Ready to connect Claude to financial accounts? Here's how to link your Creative Planning data.

1. Open Claude's Connectors panel. Go to claude.ai. Click Customize → Connectors (or navigate directly to claude.ai/settings/connectors).

2. Add the Truthifi connector. Find Truthifi in the directory or click Add custom connector. Enter Name: Truthifi, URL: https://api.truthifi.com/mcp. Click Add.

3. Authorize your accounts. Claude redirects you to Truthifi’s OAuth screen. Sign in to your Truthifi account, select which Creative Planning accounts to share with Claude, confirm the read-only scope, and click Authorize.

4. Enable Truthifi when needed. In any new chat, click + → Connectors → toggle Truthifi on. You may need to re-enable Truthifi in some new conversations if it isn't active by default.

5. Verify the connection. Send: “What is my current asset allocation across all my connected accounts?” If Claude responds with your actual Creative Planning holdings, the connection is live.

Perfect, your Creative Planning account is now linked to Claude and ready for Claude personal finance analysis.

Example Prompts for Claude

Portfolio Deep Dive

Pull my complete asset allocation across all my Creative Planning accounts and break it down by asset class, sector, and geography. Format the results as a table with dollar amounts and percentages for each category.

Fee Audit

Calculate the total expense ratios, advisory fees, and any other costs I'm paying across every fund and account in my Creative Planning portfolio. Show me the dollar amount per year for each fee layer and the cumulative impact over 10 years assuming 7% annual growth.

Retirement Readiness

Run a retirement readiness analysis using my current Creative Planning balances, contribution rate, and historical savings trajectory. Model three scenarios — conservative, moderate, and optimistic — and tell me at what age each scenario runs out of money. Present the results as a comparison table.

Stress Test

Stress-test my entire Creative Planning portfolio against a 2008-style market crash, a 2020-style rapid drawdown, and a sustained stagflation environment. Show projected drawdown percentages and estimated recovery timelines for each scenario.

Tax-Loss Harvesting

Identify every tax-loss harvesting opportunity in my Creative Planning taxable accounts. For each position with an unrealized loss, estimate the tax savings at a 24% federal bracket and suggest a replacement holding that maintains similar sector exposure.

Cash Flow Analysis

Analyze my spending and cash flow from my Creative Planning transaction history over the past 6 months. Categorize expenses into fixed, variable, and discretionary. Calculate my savings rate and flag any months where I spent more than I earned.

Rebalancing Plan

Compare my current Creative Planning portfolio to a standard 60/40 target allocation and to a three-fund lazy portfolio. For each comparison, show me where I'm overweight and underweight, and recommend specific rebalancing moves with dollar amounts.

Holdings Review

Review my top 10 holdings by portfolio weight and run a fundamental analysis on each — P/E ratio, dividend yield, 52-week performance, and analyst consensus. Flag any positions where concentration exceeds 10% of my total portfolio.

Account Overlap Check

Analyze the overlap between my Creative Planning brokerage account and my retirement accounts. Identify any duplicate holdings, correlated positions, or sectors where I have unintentional concentration risk across accounts.

Financial Dashboard

Summarize my complete financial picture across all connected Creative Planning accounts — total net worth, investment performance over the past 1, 3, and 5 years, total fees paid last year, and my current savings rate. Format this as an executive financial dashboard.

Why Truthifi?

Security

Your Creative Planning username and password never touchTruthifi's servers. Authentication occurs directly on your provider's domain, creating a read-only, protocol-enforced connection secured with AES-256 encryption. Claude receives only scoped data tokens, never your actual credentials. You maintain complete control and can revoke access anytime at Creative Planning's connected applications settings or through your Truthifi dashboard.

Privacy

Your financial data stays under your complete control when using Truthifi. We never store login credentials from Creative Planning or any financial institution. You decide which specific accounts Claude can access, creating selective permissions rather than blanket access. Data never gets sold to third parties, and connecting one AI tool doesn't automatically grant access to others.

Audit Trail

Every MCP data request is logged with complete session details for Claude financial planning transparency. When Claude accesses your Creative Planning account data, the timestamp and specific information retrieved gets recorded automatically. You maintain full visibility into which financial details were accessed during each interaction. This tracking means you always know exactly what happened with your sensitive financial information.

Data Quality

When Creative Planning delivers raw transaction data with normalized account data, Truthifi rebuilds historical information from multiple aggregation sources to correct these inconsistencies. Our normalization process fills data gaps and resolves ticker mismatches that could mislead Claude financial planning algorithms. This process delivers up to 10 years of clean, accurate transaction history for reliable analysis.

About Claude

Developed by the same company that originated the Model Context Protocol in November 2024, Claude offers built-in first-party support for connecting to financial accounts without third-party integration layers. This deep protocol integration means fewer connection errors and more consistent data retrieval during extended analysis sessions.

This native architecture enables direct analysis of investment portfolios, spending patterns, and account balances from Creative Planning and other institutions.

With financial analysis with Claude capabilities extending across multiple data sources simultaneously, users can identify portfolio concentration risks and retirement contribution gaps through cross-account analysis.

About Creative Planning

Creative Planning serves high-net-worth and mass-affluent households (typically $500K+ in investable assets, with a meaningful share of $1M+ clients) who want integrated financial planning rather than just investment management.

Clients value the firm's bundled approach — tax planning, estate planning, insurance review, and business advisory all under one fee-only relationship — and tend to engage Creative Planning for detailed wealth coordination across complex household financial situations including business ownership, multi-generational planning, and retirement income.

Headquarters: Overland Park, Kansas

Founded: 1983

AUM: $245+ billion in client assets under management (2025); one of the fastest-growing RIAs in the US

Account Types:

• Wealth Management Account

• Advisory Account

• Traditional IRA

• Roth IRA

• Rollover IRA

• SEP IRA

• SIMPLE IRA

• 401(k) Rollover

• Trust Account

• Estate Planning Account

• Tax Planning Account

Notable Facts:

• Creative Planning is one of the largest and fastest-growing independent registered investment advisors in the US, with $245+ billion in client assets under management and rapid growth through both organic client acquisition and strategic acquisitions.

• Founded by Peter Mallouk and headquartered in Overland Park, Kansas, Creative Planning offers integrated services across wealth management, tax planning, estate planning, business advisory, and insurance — under a single fee-only RIA structure rather than charging separately for each service.

• Creative Planning has consistently been ranked among the top RIAs in the US by Barron's, Forbes, and CNBC, and has grown through both organic expansion and the acquisition of complementary advisory firms across the US.

Frequently Asked Questions

Is it safe to connect my Creative Planning account using Truthifi?

Connecting through Creative Planning's OAuth 2.0 flow ensures your login credentials stay exactly where they belong: on Creative Planning's own secure servers. When you connect, you're redirected to Creative Planning's domain to log in directly, then grant specific read-only permissions before returning to Truthifi. Your username and password never pass through our systems. Claude receives only a scoped data token with read-only access, meaning it cannot move money, execute trades, or modify account settings. Every data request is logged for transparency, and you maintain full control through Creative Planning's connected applications settings or our dashboard. Complete security details at https://truthifi.com/security.

What does Truthifi allow with my Creative Planning data — and what does it block?

When you connect Claude to financial accounts, the AI cannot move money, place trades, or change account settings due to architectural limitations. The read-only access token from OAuth 2.0 flow prevents Claude from executing any transactions on your Creative Planning account. Instead, Claude personal finance capabilities focus on surfacing your fee burden across funds, flagging allocation drift from your target, and modeling retirement scenarios using your actual contribution rate. Financial advisors provide guidance based on your full financial picture, while AI analysis supplements your understanding between professional meetings.

What about my financial advisor?

The relationship between Creative Planning advisors and Claude creates a support system for your financial planning needs. Your advisor sets strategy and provides personalized recommendations, while Claude helps you stay informed between meetings by reviewing holdings, tracking allocation drift, and running what-if scenarios on your actual data. AI analysis supplements — but does not replace — professional guidance.

What Creative Planning account types does Truthifi support?

Truthifi supports connecting your Creative Planning Wealth Management Accounts, IRAs, 401(k) Rollover Accounts, Trust Accounts, Estate Planning accounts through its read-only MCP connector. Each account type is linked with the same security architecture — no trading, no transfers, no changes to your Creative Planning settings. You can connect multiple account types simultaneously for a complete financial picture.

How does Truthifi compare to other options?

How do I disconnect Claude from Truthifi?

Disconnecting Claude from Truthifi requires navigating to Customize > Connectors → find Truthifi → click Remove. You can also revoke access directly from Creative Planning's connected applications settings. This action won't affect your other Creative Planning connections or any additional AI financial planning integrations you've established.

Your Claude Creative Planning connection through Truthifi represents a new way to interact with your own financial data. No exports, no stale spreadsheets, no guesswork. Just your live Claude Creative Planning portfolio view, analyzed whenever you have a question. Check your investment performance, run AI stock analysis, review fees across accounts, model retirement scenarios, or simply ask Claude to explain what changed since last month.

Because the data refreshes automatically using Truthifi's read-only connector, every answer reflects your current balances, holdings, and transaction history — not a snapshot from days or weeks ago. Whether you manage a single brokerage account or coordinate across multiple financial institutions, the combination of Claude and Truthifi puts real portfolio intelligence when you need it.

As Claude evolves, the financial insight it can extract from your Creative Planning data will only deepen. This connection puts you closer to your own financial data. Privacy is central to the design: Truthifi never stores your credentials, and the read-only protocol means no AI assistant can execute transactions on your behalf. You stay in full control of what data is shared and can revoke access at any time through your account settings.

The result is financial transparency without financial risk — your data, your questions, on your schedule.

Congratulations! With your Creative Planning account now connected through Truthifi, Claude can analyze your real portfolio data in real time. Track your investments, review your fees, and ask questions about your actual financial accounts. Your data flows using Truthifi's read-only MCP connector — Claude can see your data but cannot make trades, move funds, or alter your account settings in any way.

Start with a simple question like 'What is my current asset allocation?' or 'How have my investments performed this year?' to see the connection in action. From there, you can explore deeper analyses specific to your financial goals. As you continue using Claude with your Creative Planning data, you may discover patterns in your spending, identify underperforming holdings, or find opportunities to reduce fees across your portfolio.

Each conversation builds on the last, giving you progressively richer financial awareness. The more questions you ask, the more value this connection delivers.

Is connecting my Creative Planning account using Truthifi safe?

When you connect Creative Planning to Claude, your login happens directly on your bank's secure domain through their official authentication system for Claude financial planning.

What can Truthifi actually do with my Creative Planning data?

With Claude, you can analyze your Creative Planning portfolio allocations to identify concentration risks across multiple investment accounts.

Do I need a paid Claude plan?

Yes, you'll need an Open Source subscription at Free monthly to use Truthifi. Since it's a custom MCP connector rather than an official library tool, Claude requires the paid tier. The Open Source subscription also gives you extended context windows for using Claude for finance analysis of your Creative Planning portfolio data.

Where is my data stored?

No financial information stays stored between your conversations. When you connect Claude to Creative Planning through our secure connection, all portfolio data gets retrieved fresh each session and disappears completely when you close the chat, ensuring your Claude financial planning discussions remain private.

How do I enable the Claude connection with Truthifi?

To enable Claude portfolio analysis features again, you need to reactivate the connection in each new chat session. Click the + button, go to Connectors, then toggle Truthifi on to reconnect Creative Planning. This security measure protects your Claude sessions while maintaining your existing account link.

Does this replace my financial advisor?

No, connecting Creative Planning through Truthifi does not replace your financial advisor. The platform offers data analysis, not advisory services, while Claude supplements advisors between meetings with account insights.

What is Truthifi?

Truthifi serves as an independent financial data platform that enables you to connect Claude to financial accounts from over 18,000 US institutions. The service operates on a subscription model and does not sell data, earn commissions, or sell financial products. Through secure MCP integration, Claude can access your Creative Planning accounts and other holdings for AI financial planning purposes.

Who can see my data?

No external parties can access your Creative Planning account information when using Claude for finance. Only Claude receives your data during active conversations, and we maintain a subscription model that never involves selling your financial information to third-party companies.

Informational only. Not financial advice. Consult a qualified financial advisor before making investment decisions. Truthifi is an independent platform. This guide reflects current product functionality as of May 2026.

About the author

Scott Blandford is Founder & CEO of Truthifi, where he leads the company’s vision for transparent, AI-powered financial intelligence. Before founding Truthifi, Scott spent 25+ years in financial services, including senior roles at Fidelity Investments, Merrill Lynch, Bank of America, and TIAA, building the data infrastructure that institutions rely on to manage wealth at scale. He writes about the technology reshaping how people connect with and understand their financial lives.

Reviewed by Mike Young, Head of Product at Truthifi. Mike has 20+ years building digital investment platforms at Merrill Lynch, TIAA, JP Morgan, and Vanguard.